Credit Cards
Should you use a personal loan or a home loan to remodel your home?
Your money is working harder The costs of renovating your home can quickly add up, and they can even be prohibitive, depending on the project you’re taking on. According to Cost vs. Value survey by Remodeling Magazine 2019, this year a minor kitchen remodel will cost you $22,507, a shingle roof replacement costs an average […]
American Express balance transfers: how to make, best deals
The content of this page is accurate as of the publication date; however, some offers from our partners may have expired. Browse our list of the best credit cards or use our CardMatch™ tool to find the cards that suit your needs. If you have credit card debt with exorbitant interest rates, transferring the balance […]
How the Sandwich Generation Can Protect Their Retirement
Wise choice of bread For those who are simultaneously caring for their aging parents and raising their children, it can often feel like there is never enough time, money, or energy to provide for all the family members who need you. Managing your finances in particular, with two different generations relying on you, can seem […]
5 things that are preventing you from achieving financial independence
Wise choice of bread Financial independence can mean different things for everyone. A 2013 survey by Capital One 360 found that 44 percent of American adults thought financial independence meant being out of debt, 26 percent said it meant having an emergency savings fund, and 10 percent associated financial independence with being able to early […]
Pros and cons of early debt repayment
Wise choice of bread Debt stinks. We all know this. The smart move here would be to pay off all debts as soon as possible, right? Not so fast. In some cases, paying off your debt early won’t save you that much money. Let’s take a look at the pros and cons of paying off […]
8 most instructive money rides in the USA
Wise choice of bread Some of my most memorable vacations have been money related—and not costly at all. I took a photo next to a stack of $1 million bills at Binion’s on a recent trip to Las Vegas. Another memorable experience was a visit to the Bureau of Engraving and Printing in Washington, DC, […]
Pros and cons of refinancing a car loan
Your money is working harder Over the past decade, the rise in the cost of new and used cars has led to an increase in the size of the average car loan. To offset this, auto lenders have begun offering longer-term auto loans that allow consumers to borrow more with a lower monthly payment. Experian’s […]
How to make better financial decisions
Wise choice of bread The key financial decision people try to make is how to spread their savings across multiple financial goals. Are you saving for multiple goals at the same time, or are you funding them sequentially? Basically, there are two approaches to setting financial goals: Simultaneously: Savings for two or more financial purposes […]
The best bonus cards with cashback in 2022
Home » » Best cashback bonus cards of 2022 Take advantage of these incredible credit card deals before they disappear in these troubled times. Bonus offers $200. Cashback up to 3%. No annual fee. 0% per annum for 15 months. Start earning huge cash rewards today.
How to stay calm during market fluctuations
Wise choice of bread For the last few weeks, I’ve been closing my eyes before looking at my investments and only looking through my fingers – as if I’m looking at Freddy Krueger and not a series of numbers. It doesn’t help that financial headlines are full of frightening potential futures: a possible recession, trade […]