Credit Cards
The best loans without a credit history check (these are not payday loans)
When you are still building up your credit history or have not yet had time to build a credit history, loans can be difficult to obtain. For years, lenders have relied on credit score as the most important factor in determining which borrowers are worth the credit risk. If loans for bad credit were available, […]
How to cancel a credit card
As useful as credit cards are, they can also be a source of stress. Whether you’re struggling with credit card debt or late payments, or you just have an old card that you no longer use, the idea of canceling your credit card can bring you a sense of relief. However, before you pick up […]
12 Ways to Earn More United Airlines Miles
United MileagePlus is one of the most rewarding loyalty programs with its elite travel benefits and partners, co-branded credit cards and mileage opportunities. You can earn miles by flying with United Airlines and partner airlines, but you can also increase your mileage balance by spending money on the MileagePlus shopping portal, partnering with United retail […]
Walmart wants you to shop in the metaverse
When Facebook’s parent company changed its name to Meta, the idea of a more established “metaverse” or virtual world was born. For some of us, this is completely unimaginable. For others, the metaverse provides an entirely new possibility for a social world that is not entirely separate from physical reality. Regardless of your opinion of […]
Free Halloween items to scare off credit card debt
Getting ready for the spookiest time in the US? You are in the majority. According to the National Retail Federation’s 2022 Halloween poll, 69 percent of Americans will attend this year, and they plan to spend about $10.6 billion in related expenses. However, fears about inflation also prevail. According to an August 2022 Census Bureau […]
How to Buy Gold: A Beginner’s Guide
You may have seen the WE BUY GOLD billboards on the sides of the highway. Or an episode from South Park that makes fun of these places. Source: Giphy.com Either way, you’re probably wondering if it’s legal to buy and hold gold as an investment — and how to do it the right way. I […]
10 easy ways to save on gas
Even though prices have come down a bit, the national average for a gallon of regular gasoline is still above $4. This means that if you fill up a 13-gallon tank once a week, your annual gas budget could be over $2,700! Luckily, there are many ways to reduce those numbers and save hundreds on […]
How long does it take to create a loan from scratch?
Building credit is an extremely important step towards growing up as a professional. Your credit score is a kind of report card that credit card issuers, mortgage lenders, car lenders, etc. look at before deciding to give you the money you need to make great progress in life. But how long does it take to […]
How to create a financial wellness program
While many people associate health with spa trips, meditation, and yoga classes, health can also relate to our financial lives. Prioritizing financial well-being is a great way to reduce stress while working towards your financial goals. Let’s take a closer look at what financial wellness is and how to create a financial wellness program. What […]
Real Estate Plans: Why All LGBTQ+ Families Need Them
To be honest, I didn’t think I’d have to think about real estate planning in my 20s. This is something that only millionaires should worry about, and I am far from deserving this title. Right? But something happened recently that got me thinking: Rowe vs. Wade was overturned. Now it seems that there is a […]