Credit Cards

What-is-a-balance-transfer.jpg

What is a balance transfer fee?

Balance Transfer allows you to move your balance from one credit card to another. The main reason for this is usually to take advantage of the low APR introductory offer and pay off the balance on another card. Transferring balances from cards with higher rates to cards with lower rates can save you money on […]

Continue Reading
22_paying-medical-bills-you-cant-afford.jpg

What to do if you get medical bills you can’t afford

You are young. You are healthy. But that doesn’t mean you won’t have a medical emergency tomorrow and be stuck with huge bills. These bills can get huge very quickly and it can be tempting to just ignore them. But let’s be clear here – you have to pay them. According to the Consumer Financial […]

Continue Reading
venture-vs-ventureone.jpg

Capital One Venture vs VentureOne: Which is Better?

Capital One Venture Rewards Credit Card and Capital One VentureOne Rewards Credit Card so similar to each other – with similar names and similar blue bodies – you might wonder how they differ from each other. Essentially, both cards offer the same repayment options, but the Venture Card is the more premium version, with a […]

Continue Reading
15_how-much-car-can-you-afford.jpg

How much should you spend on a car?

In America, having your own car is synonymous with complete freedom. After all, the car allows you to go anywhere and anytime. But this freedom comes at a price. Cars – even the cheapest ones – can be expensive. Garbage that breaks down twice a month will still cost you several thousand. A good car […]

Continue Reading
earn-rewards-with-balance-transfer-card.jpeg

Balance Transfer Card: Can You Earn Rewards?

The content of this page is accurate as of the publication date; however, some offers from our partners may have expired. Browse our list of the best credit cards or use our CardMatch™ tool to find the cards that suit your needs. Bank of America content was last updated on April 1, 2022. Credit card […]

Continue Reading
gay_couple_finances.jpg

7 Financial Problems the LGBTQ+ Community Faces

When my husband and I started writing personal finance content a few years ago, the same problem kept coming up: what we were talking about didn’t quite apply to us. Of course, we were very proud that we helped our friends figure out their finances, but every time we turned in an article, we felt […]

Continue Reading
How-to-negotiate-a-balance-transfer-fee.jpg

How to agree on a balance transfer fee

Transferring the balance can save you money on interest and potentially speed up debt repayment if you can qualify for a lower annual interest rate. There is only one thing to watch out for: balance transfer fees. A balance transfer fee is a fee that your credit card company may charge for transferring balance from […]

Continue Reading
balance-transfer-poor-credit.jpg

How to make a balance transfer with bad credit

Bank of America content was last updated on April 1, 2022. Balance transfer offers can make paying off credit card debt less costly if you can lock in a lower annual percentage over a long period of time. There’s just one little catch: The best balance transfer cards are often for people with good or […]

Continue Reading
bitcoin_crypto_investing_tips.jpg

5 things you should know before investing in cryptocurrencies

It’s all over your social media feed. You see reports of it in the news, in the posts of your financially savvy friends on Facebook, in the stories of celebrities on Instagram. What about that seemingly sweet lady who PMed you all the money she made? I’m talking about cryptocurrency, of course. It’s everywhere and […]

Continue Reading
What-is-a-derogatory-mark-on-a-credit-report.jpg

What is a derogatory mark on a credit report?

The content of this page is accurate as of the publication date; however, some offers from our partners may have expired. Browse our list of the best credit cards or use our CardMatch™ tool to find the cards that suit your needs. Derogatory ratings can negatively impact your credit score and also negatively affect your […]

Continue Reading