The content of this page is accurate as of the publication date; however, some offers from our partners may have expired. Browse our list of the best credit cards or use our CardMatch™ tool to find the cards that suit your needs.
Citi is an advertising partner
Beyond the standard fee rate, credit cards offer all sorts of ways to save you money, whether it’s perks like travel insurance or access to programs designed to boost your savings.
If you have a qualifying Citi credit card, the bank offers a great way to save money on regular purchases: Citi Easy Deals. This program allows cardholders to receive competitive discounts on food, merchandise, gift cards and more.
What is Citi Easy Deals?
Citi Easy Deals is a program that offers a range of discounts to selected Citi cardholders. Easy Deals allows qualified Citi customers to register and access unique discounts as they progress through membership levels.
From daily deals on select products to gift card sales, Citi Easy Deals helps customers save money on all types of everyday purchases.
Who can use Citi Easy Deals?
Unfortunately, there are only two cards currently eligible for this program: the Citi Simplicity® Card and the Citi® Diamond Preferred® Card:
| Map | Awards | Welcome Bonus | Annual fee | APR introduction on balance transfers | Introduction to APR on purchases | Variable annual interest rate |
|---|---|---|---|---|---|---|
| Citi Simplicity Map | None | None | $0 | 0% per annum for 21 months (on balance transfers made within the first four months) | 0% introductory annual for 12 months | 15.49%-25.49% |
| Citi Diamond Preferred Card | None | None | 0% per annum for 21 months (on balance transfers made within the first four months) | 0% introductory annual for 12 months | 14.49%-24.49% |
If you have one of these two cards, there are some great promotions to take advantage of.
How does Citi Easy Deals work?
Citi Easy Deals operates on a tiered system. There are three of these tiers – Basic Tier, Enhanced Tier and Plus Tier – each boasting unique offers that qualifying cardholders can advance as they meet spending requirements throughout the year.
All eligible cardholders participating in the Citi Easy Deals program are automatically upgraded to the Basic tier, which gives them access to local offers from restaurants and retailers.
If you spend $100 on purchases during a calendar year, you can upgrade to the Enhanced tier, which adds savings on gift cards and magazine subscriptions to standard local deals.
Finally, cardholders who spend at least $500 in a calendar year unlock the full potential of Citi Easy Deals, including savings on travel, merchandise and daily deals.
| Level | Spending Requirements | Promotions |
|---|---|---|
| A basic level of | None |
|
| Advanced level | $100 in a calendar year |
|
| Plus level | $500 per calendar year |
|
You may be wondering how to use Citi Easy Deals points. Citi Easy Deals is not a card-based offer program. Instead of receiving cash back in the form of a credit statement after purchase, you will immediately unlock your savings from Citi Easy Deals. You can receive discounts on food, goods, and travel, among other categories.
How to register for Citi Easy Deals
To begin enjoying the benefits of the program, simply go to the registration page and enter your first and last name, the last four digits of an eligible Citi credit card, and your zip code. From there, you will be prompted to create a username and password.
Should I participate in the Citi Easy Deals program?
You can find special offers on the Citi Easy Deals platform. However, most of the Citi Easy Deals deals we found at the time of this writing weren’t all that enticing – and they seem to mimic the promotions you might find on any coupon site. For example, one simple deal offered a 20% discount on regular priced purchases at DressBarn, but it was only valid on regular priced items and could not be combined with any other offers.
If you regularly use shopping portals or coupon collection sites when shopping online, you can probably find a discount comparable to most Citi Easy Deals offerings without additional searching on the platform.
However, there is one type of promotion that is a true gold mine within Citi Easy Deals: gift cards. You can often find gift cards from major retailers at 10% off or more. Citi customers have even reported getting a $5 gift card for free on past offers.
If you’re already spending money with a merchant, taking advantage of these deals can result in incredible savings.
Tips for getting the most out of Citi Easy Deals
Despite limited membership options and less attractive promotions than other savings tools, Citi Easy Deals can still save eligible cardholders money on their day to day purchases. Whether it’s a discount at a local restaurant you frequent or a gift card worth less than its cash value, you can still benefit from the program if you follow these tips:
- Reach the spending threshold for the highest level of Citi Easy Deals as soon as possible each calendar year to expand your access to the best promotions.
- Take advantage of gift card offers, especially in places where you’re already spending a significant amount.
- Check the Citi Easy Deals platform regularly for new promotions, including any daily deals on featured products.
- Always compare Citi Easy Deals with other savings programs, including any card offers or merchant portals you use.
bottom line
Citi Easy Deals is limited to a very small group of Citi cardholders and for the most part the promotions are unimpressive.
However, cardholders who qualify for the program should keep a close eye on gift card sales as these deals can be especially valuable. Just keep in mind that you need to reach the Enhanced level to be able to access these kinds of deals.
Editorial disclaimer
The editorial content on this page is based solely on the objective judgment of our contributors and is not based on advertising. It was not provided or ordered by credit card issuers. However, we may receive compensation when you click on links to our partners’ products.
