Majorfact

How to contact your credit card issuer – CreditCards.com

The content of this page is accurate as of the publication date; however, some offers from our partners may have expired. Browse our list of the best credit cards or use our CardMatch™ tool to find the cards that suit your needs.

If you would like to contact your credit card company, please see the list of contact numbers for major credit card issuers below. If you don’t see your card issuer’s contact information below, please call customer support at the number on your credit card.

Let’s take a look at the different ways you can contact your credit card issuer and when it makes sense to call your credit card customer service department.

You can manage your account and resolve issues by calling the number on your physical credit card. But if you prefer not to resolve your issues over the phone, your card issuer will likely offer other ways to get in touch.

Call your card number

If you need to pay a credit card bill or view your payment history, you can probably do so through your online account or your credit card’s mobile app. But sometimes it may be best to speak with a customer service representative to resolve a billing issue, report a scam, or discuss another issue. In this case, it is best to call the number on your physical credit card.

Typically, when you call this customer service number, you will be presented with several service options to meet your needs, such as:

  • Checking your account balance
  • Checking payment status
  • Checking the date of the last payment
  • Reporting Fraud or a Lost or Missing Credit Card
  • Conversation with a customer service representative

Find contact information online

If you don’t want to wait to get customer help, you can resolve issues quickly and easily through your web account or mobile app.

For example, if you have a Wells Fargo credit card, you can manage your account and resolve most issues online. Alternatively, you can access your account through the Wells Fargo mobile app with a password, face recognition, or fingerprint. The application allows you to perform routine account management functions such as paying a bill and not-so-routine tasks such as blocking your credit card for security purposes.

Many credit card issuers offer new ways to get support. For example, Chase and Bank of America offer digital assistants through their apps to help you manage your accounts and get answers to common questions.

Plus, you can now interact with most major credit card issuers through their social media channels. However, be careful not to include personal information such as your credit card number and identification information whenever you contact your credit card company on social media.

Contact information for customer support by credit card issuer

Listed below are contact details for major credit card issuers, most of which also offer access to your account online or through a mobile app.

american express

1-800-528-4800

American Express Customer Service

Twitter: @AskAmex

Bank of America

1-800-732-9194

Bank of America customer service

Twitter: @BofA_Help

Barclaycard

1-888-232-0780

Barclays Customer Service

Twitter: @AskBarclaysUS

Capital One

1-800-227-4825

Capital One Customer Service

Twitter: @AskCapitalOne

chase

1-800-935-9935

Chase Customer Service

Twitter: @ChaseSupport

City Credit Cards

1-800-950-5114 (or the number on the back of your card)

Customer Service City

Twitter: @AskCiti

discover

1-800-347-2683

Discover Card Customer Service

Twitter: @Detect

Synchronous Bank

1-877-295-2080

Synchrony Customer Service

Twitter: @AskSynchrony

US bank

1-800-872-2657

US bank customer service

Twitter: @AskUSBBank

Wells Fargo

1-800-642-4720

Wells Fargo Customer Service

Twitter: @Ask_WellsFargo

In most cases, you can manage your credit card account online. However, there are times when it makes sense to talk to a customer service representative over the phone and resolve issues in real time. Here are a few times when it’s best to call a customer service agent:

When your card is lost or stolen

Always report stolen or lost credit cards as soon as possible. When you call support, the agent will verify your latest transactions, deactivate your credit card, and send you a new one.

When you suspect fraud

If your credit card statement includes transactions that you don’t recognize, contact your card issuer immediately to have them removed from your account. According to the Federal Trade Commission, federal law limits your liability for fraudulent payments to $50 if you report credit card fraud within 60 days (although most credit cards have zero liability).

When your card is suddenly rejected

Rejecting your credit card without prior notice can be an unpleasant experience. Your card issuer may reject a purchase if you go over the limit, your card has expired, suspects fraudulent activity, or for other reasons. Contacting your card support is usually the fastest way to find the cause of the problem and resolve it.

When you are planning an international trip

Tell your credit card issuer where and when you plan to travel to another country. This will help ensure that your card issuer does not flag your transactions as fraudulent and reject them. When you contact support, make sure your card will work in the country you are visiting and ask if your card charges a foreign transaction fee for purchases you make outside the country.

bottom line

Credit card companies offer several ways to contact them for support, from online accounts and mobile apps to chatbots and social media channels. But sometimes talking to a live person on the phone is the quickest and easiest way to solve a problem.

Editorial disclaimer

The editorial content on this page is based solely on the objective judgment of our contributors and is not based on advertising. It was not provided or ordered by credit card issuers. However, we may receive compensation when you click on links to our partners’ products.

Exit mobile version