3 steps to improve your credit score
A good credit score can make a real difference in your life, whether it’s getting a loan, buying a car, or renting an apartment. According to Forbes, a good credit history saves about $35,000 for every $100,000 you borrow for a mortgage. If you are trying to improve your credit score, it is important to […]
6 tips for a successful competition without spending
The no-spending challenge is what it sounds like: you commit to not spending money on unnecessary things for a set period of time. You then use all that extra money to push your financial goals a little faster. I like to think of the no-spending issue as a juice cleanse for your finances. It removes […]
How do they work and when to get them
Want to buy an investment property but can’t afford the 20% down payment? Well, welcome to the party. Fortunately, like Bruce Willis in tenaciousWe Millennials and Generation Z have several tools at our disposal to defeat evil money investors, gain approval, and get the keys to our new home. One such tool that’s coming back […]
How to Earn Dividends on Your Savings Using PrizePool
* Note: This is a sponsored post reviewed and approved by PrizePool. Earning interest in a savings account is nice, but better yet, getting a bonus. Traditional savings accounts let you earn pennies in interest, but prize-tied savings accounts like PrizePool offer a fun way to boost your savings. By a raise, we mean BIG […]
How to know how much debt you owe
You can’t fight what you don’t see. So if you’re on a mission pay the debt offfirst, you must know how much you Indeed be to. But keeping track of your debts can be like a scavenger hunt. You will have to search in several places as there is no centralized platform (or at least […]
Should I take an interim year?
The intervening years are a hotly debated topic. Some people like the idea of taking a year off from the traditional trajectory of their lives to explore the unknown. But others choose to stick to their own path. No matter where you are in life, a year off may be the right choice for you. […]
Credit Karma Home: Free Tools For Home Buyers
Buying a home is stressful. Real estate can cost a lot of money. For many, a home is the most expensive thing they will ever buy. Aside from the price, buying a home involves visiting potentially dozens of homes, a huge amount of paperwork, and an intense mortgage process that can tire anyone. Credit Karma […]
Freeing Up Funds: Your Best Budgeting Secret
How many times have you been busy with life and suddenly remembered “Shit! My car insurance expires this month. How could I forget ?!” or “Damn it! I completely forgot that my cat needs an annual vet this month … It is not known how much it will cost. “ These costs are routine and […]
Good bad evil
Whenever I see funding at 0% per annum, I look at terms like young Indiana Jones in In Search of the Lost Ark: Our generation is smart enough to know that financing at 0% per annum is a gimmick or some kind of trap. But we’ve come this far … times are tough, money is […]