Roth IRA vs. 401 (k): pros and cons
Roth IRA and 401 (k) are the two most popular retirement accounts. Choosing the strategy that best suits your circumstances can be a difficult decision. This article will compare the benefits of choosing a Roth IRA versus a 401 (k) and help you decide where to save and invest in the long term. What is […]
Ready to buy your first rental property? 8 things you need to know
Buying your first investment property can seem like a daunting task. However, starting investing in real estate can be a great way to move forward on your path to financial freedom. Real estate investments can provide their owners with anything from a little extra cash flow to a cushion of capital or generational wealth. But, […]
5 Best Dividend Stocks for Passive Income
The best dividend stocks are those that continue to pay dividends over time. When investors buy shares to receive dividends, they expect the dividends to be paid quarterly. This is important for the investor, since dividends are a source of passive income. In addition, buying dividend stocks can be a necessary part of a retirement […]
10 awesome life goals for the New Year
Society today strives for achievement and success. The result is tremendous pressure to achieve life goals, large and small, in everything from finances to personal growth. Amid all this drive for success that drives people to quit their jobs, it’s important to take some time and try to figure out what you want. Your goals […]
9 unique types of passive income (unearned income)
Many people dream of living off passive income. The idea of working hard and creating a steady source of income is very appealing. Instead of working eight hours a day or more, you can work much less. Let’s say you are making some smart moves by investing in rental properties or dividend stocks. Alternatively, you […]
6 ways to consolidate debt
Debt is a problem for many Americans. Especially now, during the holiday season. So, what will you do when the holidays are over and credit card debt piles up? Debt consolidation loans are a great way to consolidate your debt into one monthly payment with less interest than you paid on each credit card. This […]
How long does it take to buy a house?
This is a sponsored post written by me on behalf of Money Under 30 for Credit Karma Home As a serial tenant, I had a fair share of complex landlords and less-than-lucrative leases. Some of my recent rental problems include not getting a refund for costly plumbing repairs and listening to an hour-long lecture on […]
7 easy ways to start investing with little money
For many, the word “investing” conjures up images of men in suits tracking the exchange of millions of dollars on the stock exchange. I’m here to tell you, you don’t have to be a Wall Street wolf to start investing. It’s okay if you’re more like a Main Street mouse. Even if you only have […]
8 reasons why FICO results are unstable
Have you ever paid off a debt only to find that it caused your credit rating to drop? Paying off your debt is a good thing. But why could this lead to a drop in the credit rating? If you track your account monthly, it can be very frustrating to pay off your loan just […]
How investors use call options as leverage in a portfolio
Investing is not much different from martial arts. The winners are not determined by brute force, but by reaction time and technique. Call options are one of the techniques that, when used correctly, can lead to good profits. BUT (and this is a big but), like any investment, if you miscalculate (which is easy to […]