Annual Interest Rate vs Interest Rate: Understanding the Difference Can Save You Money
Annual Interest Rate vs Interest Rate: What’s the Difference? Is it important to know? How do lenders calculate both? Which one should I use? These are all great questions. I have a good news! This post aims to introduce you to interest rates and annual interest rate, their differences and how they are calculated. The […]
What happens if you file your tax return late? Here’s the good and bad news
Just do it already. Change your view of taxes if you think not filing a tax return is the best option for you. Why you’re asking? What happens if you file your tax return late? Well, I would like it to be succinct and say, “You don’t want to know,” but you might want to […]
What do you need to know
Your credit score is one of the most important numbers in your life. These three numbers will determine how much interest you will have to pay on your mortgage, car, or personal loan. If you have a high score, you will have access to lower rates, which means that the cost of borrowing can be […]
4 steps to control your finances
It has beg for money become the new normal? It seems that the Internet has become an easy way for people to beg. I have shared many ways to make extra money from home, online, and even with creative ideas (like Dave Jobs for all of you Dave Ramsey fans). From CyberBeg to BeggingMoney there […]
How to deal with a terrible boss
Terrible boss. At some point in our lives, everyone will have at least one. In my seemingly endless struggle to find a good, permanent, full-time position, terrible bosses were a big factor. After I had a boss who physically abused two of my colleagues and verbally and emotionally abused us all enormously, I thought I […]
How much life insurance do I need?
You have decided that it is time to take out life insurance. You know why do you need this. There is one more obstacle; you ask yourself, “How much life insurance do I need?” This can be more difficult than figuring out how much health or auto insurance you need. You must have them and […]
How to find a cheaper plane ticket
Travel expensive… You can pay hundreds just to fly an hour by plane across several states. But there are tricks that seasoned travel hackers recommend. substantially reduce your costs. All it takes is a little know-how and a little patience! Know when to buy the cheapest tickets When you can find the best airfare prices, […]
The Amazing Benefits of a Path Not Taken
Resignation. Early retirement. Semi-retirement. Is this all just pie in the sky dreams? I don’t talk very much about the FIRE (financial independence / early termination) movement. But it definitely influenced my life and I believe that everyone should at least strive for financial independence. I think most of the bad press associated with FIRE […]
How to recognize work-from-home scams
I hate a lot of office triggers. For example, fluorescent lighting, constant distraction from meaningless meetings and other colleagues, and it’s all about getting dressed in the morning to go there. The last part is a joke, but it’s true. I’m pretty lazy. This is why I found a way to work more from home […]
3 Insane Debt Statistics (And How To Fix It)
Let’s face it, debt in the United States is a problem. Of our public debt student loan debt, and consumer debt. Debt in the United States is a problem at all levels. Why? I firmly believe that it all starts with a lack of knowledge on the topic. Only 17 states require high school students […]