How do home loans work?
For many people, building their dream home is a dream come true. If you want to make this dream a reality, chances are good that you will have to build a home with a home loan. If you are interested in building your own home, here’s what you need to know about home loans and […]
How to collect more supplies on autopilot
Do you want to reinvest your dividends without thinking about it? Then you may need drip investing. Learn all about how to automatically reinvest your dividends with a DRIP plan. DRIP stands for Dividend Reinvestment Plan. This is an arrangement whereby dividends are automatically reinvested in more shares. Thus, the DRIP makes it easier, and […]
When it comes to money, there are no stupid questions
I love the spirit of the day “Ask a stupid question” because when it comes to money, there are no stupid questions. We all have them, but money is sometimes difficult. In all honesty, you could save thousands of dollars (and lots heartache) by asking questions about the money you have instead of guessing and […]
5 Repairs That Don’t Increase Your Resale Value
Wise choice of bread The first home renovation my husband and I made was the wall insulation of a 1921 Craftsman bungalow we lived in Columbus, Ohio. This project made the home much more comfortable in winter and summer, as existing insulation was the least expensive option available in the 1920s, making it completely unsuitable […]
Online and traditional mortgage lenders
Buy a house on the market? Then you’ve probably done a little bit of work on how much mortgage you can qualify for. There are several different types of mortgages, from traditional mortgages to large mortgages, government backed mortgages, fixed rate or adjustable rate mortgages. But did you know that most of these types of […]
Excel budget template: 5 best (and free) budgeting tools
Do you want to keep track of your budget but don’t know where to start? The Excel Budget Template is a great option to keep track of your budget easily without going into the details of some of the more complex tools. Whether you’re putting off for your next vacation or taking on managing monthly […]
How to dispute mistakes on a credit report
Wise choice of bread There are several obvious reasons to worry about your credit score, and very few reasons why you should ignore it. After all, you will need a good credit rating and a solid credit history if you ever plan to buy a home or take out a car loan. Bad credit can […]
Making a Will – 10 Little Known Facts You Need to Know
The pandemic has changed the mindset of people on many issues, including estate planning and wills. More than 68% of Americans have no willpower, according to one study. But that is changing. In 2021, young people are 63% more likely to have will than they were before the pandemic. Making a will is not the […]
Is ISA a good alternative to student loans?
Let’s play Two Truths and Lies. I’ll go first. I have two cats. I’m allergic to peppers. I graduated from college and received about 80,000 student loans. If your answer was # 2, you are absolutely right! In fact, pepper is my favorite vegetable (or fruit?). I am a self-proclaimed catwoman who sadly graduated from […]
5 ways to save gig economy retirement benefits
Wise choice of bread We are in the midst of a major economic shift. Whereas in the past, workers could count on maintaining a stable job with a traditional employer for decades, today’s workers have found that they must either pursue careers in various positions or supplement the paltry wages in traditional jobs by doing […]