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How balance transfers and rules for different issuers work

If you’re looking at several thousand dollars of debt and find yourself only making the minimum payments, a balance transfer could be a game-changer for your finances. Using a credit card balance transfer can be a good way to get out of a hole in months instead of years. You can become a balance transfer […]

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What is APR? (And what is a good APR?)

You are not alone if you have ever wondered how APR works. The APR or APR on a loan can be much more complex than a simple interest rate. In this article, I will answer some common questions about the APR, including how it works and what it does/does not include. What does APR mean? […]

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Find out how much your points are worth before redeeming them

The content of this page is accurate as of the publication date; however, some offers from our partners may have expired. Browse our list of the best credit cards or use our CardMatch™ tool to find the cards that suit your needs. We talk a lot about credit card scores and how they can allow […]

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Banking 101: How do banks make money?

Chances are you keep at least some, if not all, of your money in a checking or savings account (or both). Chances are you have at least one credit card (if not, you should fix it ASAP). Chances are you have or once had some sort of loan – be it a student loan, a […]

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How much do Delta SkyMiles cost?

The content of this page is accurate as of the publication date; however, some offers from our partners may have expired. Browse our list of the best credit cards or use our CardMatch™ tool to find the cards that suit your needs. Delta frequently offers increased welcome bonuses on their SkyMiles credit cards – you […]

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10 Signs Your Credit Card Needs an Upgrade (or Downgrade)

If you have an old credit card, chances are it needs to be updated. You can lose rewards, miles and a lower interest rate. Here are 15 ways to check if your credit card needs an update. Factors such as changes in your credit score, income, shopping habits, or debt may be reasons to upgrade […]

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Can you continue to transfer credit card balances?

The content of this page is accurate as of the publication date; however, some offers from our partners may have expired. Browse our list of the best credit cards or use our CardMatch™ tool to find the cards that suit your needs. There’s no doubt about it: credit card debt is a huge burden for […]

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Personal loan vs balance transfer card: which is better?

If you are looking to consolidate your debt, you may be wondering if a personal loan or credit card for balance transfer is the best option. Both have their pros and cons, so it’s important to compare them before making a decision. Balance transfer credit cards may offer an interest-free upfront period, but they tend […]

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Credit cards of bank Komeniti | creditcards.com

Consider a retail credit card. You probably thought of a card with the name of a major retailer like Ikea, Big Lots or BJ’s, right? But retailers are generally not the ones who issue their cards, even if their names are on them. Instead, the banks that partner with these retailers provide and manage these […]

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FICO 9: 3 changes made to your credit score

FICO is short for Fair Isaax SOrportation is an algorithm that calculates credit scores. Although there are many proprietary credit ratings, FICO is used by approximately 90% of all lenders. This includes lenders for mortgages, auto loans, credit cards, store credit cards, and business loans. Your credit score affects not only whether you get the […]

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