shutterstock_1200348475.jpg

Reserve fund calculator: how much should you save?

No matter your source of income, no matter how often (or rarely) you get paid, no matter how stable your job is, each should have a reserve fund. An emergency fund can be used to cover your basic living expenses when your income has dwindled or even disappeared. However, the amount of money someone must […]

Continue Reading
small_business_open_sign.png

Think big and shop a little on a small business Saturday

The Saturday after Black Friday is Small Business Saturday. This year it’s November 26th – mark it on your calendars. This is because on this day you need to promise to buy something from a little guy / girl. Think: family-run establishments, Shopify boutiques, Wix website warriors, and local artisans. It’s a day to counter […]

Continue Reading
Untitled-3-23.jpeg

Credit cards that help pay off student debt with rewards

Young Americans have had their share of economic turmoil, but one financial problem that persists for millennials and Gen Z is student debt. And, like any kind of debt, student debt can be suffocating. Currently, the average student debt is around $37,787, according to the Education Data Initiative, while the average monthly student loan payment […]

Continue Reading
shutterstock_1682525098-scaled-e1668205101984.jpg

23 high paying jobs from home for retirees

If you are a retiree, you may be wondering if it is possible to find work from home. The good news is that you can choose from a variety of possibilities. Since the start of the pandemic, the number of people working from home has skyrocketed. And as more and more companies offer remote work […]

Continue Reading
swing_high_limit.jpg

Top High Limit Credit Cards ($5,000 to $20,000+)

If you’re making a large purchase worth thousands of dollars, you don’t want to risk your card being rejected due to insufficient credit. But which credit cards offer the highest limits on the market? Before we get started, it’s important to note that credit limits are very subjective for the cardholder and are usually reserved […]

Continue Reading
GettyImages-640965405-1.jpg

What happens to your credit card after a balance transfer?

The content of this page is accurate as of the publication date; however, some offers from our partners may have expired. Browse our list of the best credit cards or use our CardMatch™ tool to find the cards that suit your needs. Transferring your balance to a new card can be a great way to […]

Continue Reading
shutterstock_2116853003-scaled-e1668115946660.jpg

Free holidays? Most Student Loan Forgiveness Funds Diverted to Non-Primary Needs

An astonishing 46% of student loan forgiveness applicants plan to use their debt relief dollars to go on vacation. While millennials may not be able to afford a home for another ten years, thanks to Biden’s plan to ease student loans, their dream vacation may become a more realistic goal. Intelligent.com recently conducted a survey […]

Continue Reading
shutterstock_59751490.jpg

Payment of principal only versus principal and interest

Getting out of debt is an important financial milestone. And making additional payments can significantly reduce your balance while saving money on interest. But if you intend to make additional payments on your debt, it’s important to understand how these payments work. Any the extra payment will help you get out of debt faster, but […]

Continue Reading
should-you-buy-or-rent.jpg

Should you buy or rent your next home?

There is no simple answer to the question of whether to rent or buy. It depends on so many factors: your age, your finances, your area, your plans for the future and the current real estate market, just to name a few. Renting can be the right move for people in the right circumstances — […]

Continue Reading
Untitled-3-25.jpeg

Should I buy an Ink Business Cash card?

The Chase Ink Business Cash® Credit Card comes with a solid welcome offer, no annual fees, and includes a tiered cash back program that can help business owners earn multiple rewards when using the card. But this does not mean that this card is suitable for every business owner. To get the most bang for […]

Continue Reading