How to increase your credit limit
Getting a higher credit limit is almost always a good thing in your financial life. This gives you more borrowing options and a flexible source of funds. If you have a bonus credit card, a higher line of credit also gives you the opportunity to earn more cash or points. Finally, having more affordable credit […]
Disaster Tax Relief – Know Your Rights
If you have been the victim of one of the recent devastating hurricanes, you probably already have a lot to worry about. The last thing you want is a long intro to remind you how bad hurricanes are. So let’s get down to business. Here is a breakdown of the tax credits offered by the […]
Don’t worry about moving up to a higher tax bracket
Most people don’t understand taxes. This is understandable because our tax code is messed up and confused. However, there is one concept that many people get wrong and is fairly easy to explain: tax caps. The “Take more with you while earning less” fallacy You may have heard someone boast that they have managed to […]
What is a Credit Card Convenience Fee?
There are several reasons for paying with plastic, such as the convenience factor and the possibility of rewards. However, credit card convenience fees may apply to certain types of purchases, and they may reduce your rewards or even wipe them out entirely. Before you pay a credit card convenience fee, evaluate if the extra cost […]
Shared account vs. authorized user vs. co-signer
If you are sharing a loan with another person, the status of your account is just as important as the credit line and interest rate. This is because it determines the extent to which you have control over the account, your responsibility for the account, and its effect on your credit history. Unless you opened […]
How much are Hyatt points worth?
The content of this page is accurate as of the publication date; however, some offers from our partners may have expired. Browse our list of the best credit cards or use our CardMatch™ tool to find the cards that suit your needs. If you’re looking for a great hotel loyalty program, World of Hyatt might […]
10 ways to get out of debt on your own
As a child, my parents talked a lot about debt. I was often involved in discussions about how they planned to fund our family’s needs, including housing, cars, my sister’s and me’s education, vacations, etc. I will always remember those discussions because they sounded intense. Since then, I have been eager to learn as much […]
Why you should get your first credit card at age 18
In the US, you magically become an adult as soon as you turn 18. Feel anyway, when your 18th birthday comes around, you’ve now earned a lot of new rights and privileges – without parental consent. One such privilege is getting your first credit card. It may seem overly ambitious, but applying for my first […]
5 reasons to pay for every purchase with a credit card
The content of this page is accurate as of the publication date; however, some offers from our partners may have expired. Browse our list of the best credit cards or use our CardMatch™ tool to find the cards that suit your needs. There is a lot of fear and uncertainty about using credit cards, but […]
6 steps to take if a credit card owner dies
When a loved one dies, the task of notifying financial institutions and closing accounts is sometimes delayed. But if credit card accounts are left open, problems can arise later. You should start by freezing a deceased family member’s credit. You will also need to collect some information and take action. If you are a personal […]