Shared account vs. authorized user vs. co-signer
If you are sharing a loan with another person, the status of your account is just as important as the credit line and interest rate. This is because it determines the extent to which you have control over the account, your responsibility for the account, and its effect on your credit history. Unless you opened […]
How much are Hyatt points worth?
The content of this page is accurate as of the publication date; however, some offers from our partners may have expired. Browse our list of the best credit cards or use our CardMatch™ tool to find the cards that suit your needs. If you’re looking for a great hotel loyalty program, World of Hyatt might […]
10 ways to get out of debt on your own
As a child, my parents talked a lot about debt. I was often involved in discussions about how they planned to fund our family’s needs, including housing, cars, my sister’s and me’s education, vacations, etc. I will always remember those discussions because they sounded intense. Since then, I have been eager to learn as much […]
Why you should get your first credit card at age 18
In the US, you magically become an adult as soon as you turn 18. Feel anyway, when your 18th birthday comes around, you’ve now earned a lot of new rights and privileges – without parental consent. One such privilege is getting your first credit card. It may seem overly ambitious, but applying for my first […]
5 reasons to pay for every purchase with a credit card
The content of this page is accurate as of the publication date; however, some offers from our partners may have expired. Browse our list of the best credit cards or use our CardMatch™ tool to find the cards that suit your needs. There is a lot of fear and uncertainty about using credit cards, but […]
6 steps to take if a credit card owner dies
When a loved one dies, the task of notifying financial institutions and closing accounts is sometimes delayed. But if credit card accounts are left open, problems can arise later. You should start by freezing a deceased family member’s credit. You will also need to collect some information and take action. If you are a personal […]
8 ideas how to pay off your credit card expenses and get a bonus
The best travel and rewards credit cards offer bonuses of $500 or more for the first few months, but there’s a catch. They all require you to meet minimum spending requirements to receive the bonus, and you may have to charge thousands of dollars for purchases in a short amount of time. Take, for example, […]
Can I get a tourist card with bad credit?
If you want to travel more for less, applying for a trip reward card is one of the best ways to do so. For every dollar you spend on the card, you earn a trip reward that can help cover your flight, hotel, and other future travel expenses. However, the best travel credit cards on […]
Money Market vs. Savings Accounts
I understand that the idea of saving is not the most exciting thing in the world. 🥱 But saving is important. That’s the difference between paying for an amazing vacation with the money you have and putting it on a credit card… to get paid. eventually. Source: Giphy.com It’s the difference between paying for unexpected […]
How will closing my oldest credit card affect my credit?
Imagine: your first credit card has been in your wallet for over ten years. You rarely, if ever, use it. Maybe it’s a base map that doesn’t offer any rewards. Maybe he has an annual fee. Or maybe it’s a card that tempts you to overspend. You want to cancel it, but you are afraid […]