How to increase credit card rewards
Every time you use a Rewards Credit Card for online and personal purchases, you have the option of earning points, miles, or cashback. Earning these rewards and making the most of your points isn’t hard to master, but implementing strategies can help you maximize your credit card rewards. In a typical year, cardholders can earn […]
Business Credit Cards: How They Affect Your Credit
A business credit card can be of great benefit to both new and experienced business owners. It can help you establish a business credit history and provide useful rewards and perks that can make your life a little easier. But depending on the business credit card you choose and how you use it, it can […]
Paying rent with a credit card
There are many reasons why you might consider paying your rent—one of your biggest monthly expenses—with a credit card. You can earn points or get money back if you pay with a bonus credit card. Perhaps you are working on meeting the minimum spending requirements for a big welcome bonus? Or you won’t be able […]
The best credit cards — and shopping tips — for getting back to school
There is nothing cheap about tuition fees these days. In 2021, the National Retail Federation said families with children in elementary and high school plan to spend an average of $848.90 on school supplies — $59 more than the previous year. Even worse for families with college students. The National Retail Federation reports that these […]
My Nut Insurance Experience: What You Need to Know
If you are in the market for a life insurance policy, it’s easy to be overwhelmed by all the options out there. There are literally hundreds of companies – with many different policies and confusing terms like death benefit and cash value – that offer life insurance quotes. Choosing one of them can be very […]
How to pay bills if you don’t have money
It can feel like your whole world is collapsing around you when you’re faced with a bunch of bills and you don’t have the money to pay them. You may not realize it until you have money, but you may have options. Before you panic, follow these seven steps to find the relief you need. […]
Webull vs TD Ameritrade: Which Commission-Free Broker Is Better?
You know what’s cool? Trade stocks like a pro. You know what sucks? Pay high commissions and fees on trades, enrich brokers and absorb your profits. Fortunately both Webull as well as TD Ameritrade does not offer any fees or commissions on stock and ETF trades, as well as stock trading charts and analytics to […]
How to build a business loan
Want to make your business easier to manage? Building a business loan or improving your credit profile is a great way to do this. Credit history and credit scores can play a big role in expanding your business if you want to be approved for financing. However, a personal loan can only get you so […]
Ways to earn credit as a student
One of the most exciting parts of growing up is becoming financially independent, but learning to do so can be challenging. Building a good credit history is a must: it will help you qualify for loans, auto insurance, rental applications, mobile phone plans, and even job prospects. How to start? The Credit Card Act, most […]
When should a child get a credit card?
Teaching kids about money is both a privilege and a challenge, especially when it comes to helping them earn credit. You know that by the time they graduate from college, they will need good credit, so you can start with a credit card. The key to success is to set boundaries and show kids the […]