Does a 1% mortgage rate difference matter?
When you start thinking about buying a home, you’ll hear all about mortgage rates and how terrible it is when they go up, how great it is when they go down, or even why low mortgage rates are no good. always good. Your mortgage rate is simply the sum of the interest charged by the […]
How to get a credit card with bad credit
The content of this page is accurate as of the publication date; however, some offers from our partners may have expired. Browse our list of the best credit cards or use our CardMatch™ tool to find the cards that suit your needs. Having a bad credit history means that you are a high-risk borrower due […]
What is a secured credit card?
The content of this page is accurate as of the publication date; however, some offers from our partners may have expired. Browse our list of the best credit cards or use our CardMatch™ tool to find the cards that suit your needs. Qualifying for a credit card can be a problem if your credit is […]
What is decentralized finance and how does it work?
Our current financial system is built on a centralized infrastructure managed by institutions (such as banks). The idea of DeFi, on the other hand, is to create an open financial system that does not require organizations to manage and facilitate the movement and creation of money/assets. DeFi wants to decentralize and democratize so that anyone […]
Chase Ultimate Rewards Transfer Partners
The content of this page is accurate as of the publication date; however, some offers from our partners may have expired. Browse our list of the best credit cards or use our CardMatch™ tool to find the cards that suit your needs. Serious about maxing out your Chase Ultimate Rewards points? You’ll want to take […]
Finding Fair Housing: A Guide for LGBTQ+ Tenants
Getting your first apartment should be a fun experience. Of course, it can be a little nerve-wracking, and in today’s competitive market, you’ll definitely have to see a few places before picking the right one. However, in the end you will eventually move away from the parental home and have their own space. Unfortunately, this […]
Can saving too much be bad for you?
I’ve always been an aggressive saver. When I was little, my parents taught me to always have money for a rainy day, and I’ve been wearing rubber boots ever since. To give you an idea of my obsession with savings, I worked three jobs during my college years to increase my savings rate, and to […]
How NACA Helps People with Credit Problems Buy Homes
If someone told you they’d give you a down payment on a house and give you a below-market mortgage – no credit score needed – you’d probably think they were joking. But the Neighborhood Assistance Corporation of America (NACA) does just that. This Boston-based non-profit organization (serving all 50 states) is more than just a […]
Best Ways to Spend American Express Points
If you like redemption options for rewards, then the American Express Membership Rewards Program provides you with a long list of ways to spend your points and redeem your credit card rewards. But some methods of atonement are more effective than others. With a few exceptions, paying for airfare provides the most value for your […]
How to choose a credit card
A credit card is a bit like a hammer – it’s a very handy tool, but it can also cause damage if used incorrectly. The same advice applies to both of them – choose the right tool for the job and follow the safety rules. “There are so many cards out there,” says Howard Dworkin, […]