budgeting
Is it a terrible idea to rely on tax refunds or bonuses for budgeting?
In the spirit of tax season, someone recently asked, “Is it bad to rely on tax refunds and bonuses when budgeting?” They clarified that revenues had been stable over the past few years, but were not sure whether it was appropriate to include them in the budget. Here are the answers with the most votes. […]
Understanding Sinking Fund for Better Budgeting
It is difficult to cover significant expenses in a short time. Some people go into debt because of this. A well-established sinking fund helps protect against unexpected life events, protects your financial goals and contribute to better budgeting. What is a sinking fund? A sinking fund is a cash reserve in your account that holds […]
Your ideal budgeting style, according to Myers-Briggs
What is your ideal budgeting style? Are you a spender or a saver? Do you like to plan every little thing or do you prefer to go with the flow? According to your Myers-Briggs personality type, there is a specific budgeting style that will work best for you. Analysts – INTJ, INTP, ENTJ, ENTP Diplomats […]
11 Must-Have Budgeting Pages for Financial Success
Are you struggling to get your finances in order? Do you feel like something is going on and tripping you up every time you go over your budget? Unexpected bills can quickly blow your budget if you’re not prepared for it. If you’re looking for a way to take control of your finances and keep […]
Freeing Up Funds: Your Best Budgeting Secret
How many times have you been busy with life and suddenly remembered “Shit! My car insurance expires this month. How could I forget ?!” or “Damn it! I completely forgot that my cat needs an annual vet this month … It is not known how much it will cost. “ These costs are routine and […]
Excel budget template: 5 best (and free) budgeting tools
Do you want to keep track of your budget but don’t know where to start? The Excel Budget Template is a great option to keep track of your budget easily without going into the details of some of the more complex tools. Whether you’re putting off for your next vacation or taking on managing monthly […]