card
Which card issuer allows different credit limits for multiple users?
Adding authorized users to your credit card can make sense in several scenarios, whether you want to help your teen earn credit or you need to manage and control employee purchases for your small business. However, since you are solely responsible for all authorized user spending, setting limits on their purchases may be a smart […]
4 Reasons College Students Need a Credit Card
The content of this page is accurate as of the publication date; however, some offers from our partners may have expired. Browse our list of the best credit cards or use our CardMatch™ tool to find the cards that suit your needs. When used responsibly, a credit card while studying can really help you build […]
What happens if you miss a credit card payment?
Nobody’s perfect. Maybe you went on vacation and didn’t know you had to pay your credit card bill. You may not have received your invoice in the mail. Or maybe you just didn’t have enough money this month to make the minimum credit card payment. How bad can it be to miss or be late […]
What to do if your business credit card is denied
A business credit card can make it easier to run your business and potentially earn miles, points or cash rewards as you spend money. Business credit cards can also be easier to qualify for than, say, a business loan. However, you can’t always be the business card lock. “A company can have millions in the […]
What documents do I need to submit along with my credit card application?
The content of this page is accurate as of the publication date; however, some offers from our partners may have expired. Browse our list of the best credit cards or use our CardMatch™ tool to find the cards that suit your needs. When card issuers try to attract potential customers with all sorts of rewards, […]
5 mistakes to avoid after paying off credit card debt
You worked hard and paid hundreds of dollars extra each month to pay off the credit card debt you had accumulated. Now you’ve paid off. Time to celebrate, right? Certainly. But it’s also time to be careful. You don’t want to fall into some of the common traps that consumers make after paying off their […]
Do I have to update my income for my credit card issuer?
If you’re like most adults, chances are you’ve applied for one or more credit cards in the past and know that showing your income is a requirement during the application process. In fact, credit card issuers are required by law to request financial information (including income) on credit card apps to ensure that a consumer […]
What is the CARD Act of 2009?
The Credit Card Liability and Disclosure Act of 2009, commonly referred to as the Credit Card Act, is a federal law that has revolutionized credit card issuer practices and consumer rights. The law added new safeguards to the Truth in Lending Act, requiring issuers to be more clear with consumers about credit card terms and […]
Benefits of using a credit card
I used to think credit cards were bad. My guess is that they were meant for people who can’t afford what they need or want, so they put it on a credit card. Credit cards were for the shopaholics and financially incompetent Carrie Bradshaw and Rachel Green of the world. Especially if you add in […]
How to use a credit card lock and why it’s useful
A few years ago, after performing at a college in Michigan, I ended up in Miami. After going through baggage claim, I relaxed on a bench with luggage at my feet. Before I knew it, I passed out. And when I woke up, the backpack became noticeably lighter. The thief took my laptop, wallet, even […]