Credit
What credit score do I need for the Amex Gold Card?
The American Express® Gold Card is one of the best value credit cards for restaurants, and its generous array of benefits hints that you’ll likely need a pretty decent credit score to qualify for the card. It offers 4 points at restaurants, 4 points at US supermarkets (for purchases up to $25,000 in a calendar […]
How to get a loan without a credit history
The following post was sponsored by our partner, FICO. The analysis and opinions in the article are our own and may not reflect the views of FICO. Learn more about our editorial policy. If you don’t already have a credit score, you are not alone. It is estimated that one in ten adults eligible for […]
What to do if you have no credit history
A credit score is a three-digit number that lenders use to rate your financial condition. Some may deliberately stay off the credit rating radar and pay cash for everything. But most of us want to have a good credit score that will allow us to do what we want to do at an affordable price. […]
How to improve your credit score
Your three-digit credit score is the key number. This gives lenders and credit card issuers an idea of how well you’ve managed your credit and paid your bills in the past. If you have a low credit score, it may be difficult for you to get a loan or credit card. And if and when […]
How to apply for a credit card
The content of this page is accurate as of the publication date; however, some offers from our partners may have expired. Browse our list of the best credit cards or use our CardMatch™ tool to find the cards that suit your needs. Whether you’re looking to improve your credit score, start earning rewards, pay off […]
How to pay off credit card debt
Debt in and of itself is not always bad. Certain low-interest debts, such as student loans and mortgages, can be investments that will appreciate in value and generate income in the long run. However, this is usually not the case with credit cards. “It’s important to reduce credit card debt…because credit card interest accrues daily […]
Credit card status
The content of this page is accurate as of the publication date; however, some offers from our partners may have expired. Browse our list of the best credit cards or use our CardMatch™ tool to find the cards that suit your needs. Yesterday, the Federal Reserve raised the federal funds rate by another 75 basis […]
Get a free credit report and score
Are you applying for a loan soon? Are you making a major purchase soon? If you are planning any major financial moves, then you probably already know that you will have to provide your credit score. But even if you don’t intend to open a line of credit, it’s a good idea to check your […]
Credit score required for Bank of America Individual Cash Award
Bank of America content was last updated on July 25, 2022. If you’re looking for a new rewards credit card, the Bank of America® Customized Cash Rewards credit card can be a serious contender among many higher-yielding cash-back credit card options. With no annual fees and the ability to customize categories for refunds, you can […]
What is credit card debt?
The content of this page is accurate as of the publication date; however, some offers from our partners may have expired. Browse our list of the best credit cards or use our CardMatch™ tool to find the cards that suit your needs. Credit card debt is a constant problem for many people. But falling into […]