Credit
Can I transfer my store card balance to a credit card?
Store credit cards can be tempting to savers, promising big discounts, loyalty rewards, and the ability to fund large purchases over time. But since store cards tend to have extremely high APRs, you can easily get into trouble if you run up a balance that you can’t pay off. If you’re struggling to pay off […]
Credit Card Reward Estimation: 5 Things You Need to Know
Calculating the value of a bonus point can help you understand which cards are actually not as profitable as they seem. It can also help you decide which bonus purchases are worth redeeming points or miles for and which are better for cash purchases. When comparing credit card rewards programs, keep the following in mind: […]
History of credit cards (chronology and major events)
To fully appreciate the modern convenience of credit cards, simply swipe your card at a payment terminal, pause while it’s being processed, and consider what it has replaced. Before the advent of plastic, money as a medium of exchange for goods and services was onerous, if not downright dangerous. Starting from 9000 B.C. From cattle […]
How many credit cards should I have?
The content of this page is accurate as of the publication date; however, some offers from our partners may have expired. Browse our list of the best credit cards or use our CardMatch™ tool to find the cards that suit your needs. Having more than one credit card is a personal decision and should not […]
How does a credit card transaction work?
You enter the store. You are buying something. You swipe or insert your credit card into the payment terminal and you’re done. But have you ever wondered what goes on behind the scenes of a credit card transaction? This is a whole process involving you, the seller, the payment system, the acquirer and the issuing […]
5 Reasons to Get a Business Credit Card – CreditCards.com
The content of this page is accurate as of the publication date; however, some offers from our partners may have expired. Browse our list of the best credit cards or use our CardMatch™ tool to find the cards that suit your needs. Many business owners start their business very informally. Maybe they take on a […]
What is a good credit utilization ratio?
The credit utilization ratio is the balance on your credit card in relation to that card’s line of credit—or, if you have more than one credit card, the total of your combined balances in relation to your total credit limit across all your credit cards. It is expressed as a percentage and is considered the […]
How to Get a Business Credit Card – CreditCards.com
The content of this page is accurate as of the publication date; however, some offers from our partners may have expired. Browse our list of the best credit cards or use our CardMatch™ tool to find the cards that suit your needs. Getting a business credit card is one of the most powerful steps you […]
How to increase credit card rewards
Every time you use a Rewards Credit Card for online and personal purchases, you have the option of earning points, miles, or cashback. Earning these rewards and making the most of your points isn’t hard to master, but implementing strategies can help you maximize your credit card rewards. In a typical year, cardholders can earn […]
Business Credit Cards: How They Affect Your Credit
A business credit card can be of great benefit to both new and experienced business owners. It can help you establish a business credit history and provide useful rewards and perks that can make your life a little easier. But depending on the business credit card you choose and how you use it, it can […]