Credit
Health insurance: paying a deductible with a credit card?
In 2021, the average annual health insurance deductible for a one-time coverage employee was $1,669, according to a Kaiser Family Foundation (KFF) survey. The deductible is the amount of money you are responsible for before the benefits of the plan begin. Of course, the ideal scenario is to use the savings to pay for the […]
What is credit card churning?
When you get rewarded credit cards, getting cash, points, or miles can easily be addictive. The signup bonus is the sweetest rush, as it’s usually your best chance of earning a large amount of points or a nice cash boost in a short period. After that, earning rewards is not as fast anymore, and the […]
What is a good APR credit card?
The content of this page is accurate as of the publication date; however, some offers from our partners may have expired. Browse our list of the best credit cards or use our CardMatch™ tool to find the cards that suit your needs. Is the APR on this credit card good or outrageous? By looking at […]
Credit card grace period: use it to avoid paying interest
There is no need to fight for a 0% interest rate financing offer with a new credit card issuer. In fact, with most credit cards, your grace period can help you finance major purchases and earn rewards when using one to two months of free credit by simply paying off your statement balance in full […]
Partitioning Credit Card Debt in a Divorce
You can divorce your spouse, but if you don’t take extra steps to protect yourself, getting rid of your joint card debt will be more difficult. Credit card companies are not bound by divorce decrees, so they can sue you for joint debt if your ex doesn’t pay up. That’s why divorce lawyers, financial planners, […]
Payment Cards vs. Credit Cards – CreditCards.com
The content of this page is accurate as of the publication date; however, some offers from our partners may have expired. Browse our list of the best credit cards or use our CardMatch™ tool to find the cards that suit your needs. While payment cards and credit cards share many characteristics, they work differently when […]
Should You Use Credit Cards to Fund Your Startup?
As any entrepreneur knows, one of the most difficult aspects of starting a new business is having enough cash flow to grow. Securing funding can be a challenge, which is why many small business owners turn to their credit cards as an important source of funding. “I’ve heard a lot of stories about credit card […]
The best credit cards for paying taxes
The taxman always comes. And if you must, you must pay. Ideally, it’s best to pay your taxes out of the money you saved from last tax season. However, what if life turned out in such a way that you did not save up enough money to pay taxes as planned? Don’t panic – you […]
What is a virtual credit card?
Everything from jobs to social interactions seems to have gone virtual lately, and credit cards are no exception. Virtual credit cards have been around for many years, but consumers are showing increasing interest in using them as a tool to limit the potential damage from identity theft or fraud. Trying to decide if a virtual […]
Credit cards and personal loans: comparison of options
Avoiding debt is a noble goal, but not always achievable. There are times when you just need to borrow money to stay afloat or pay for a long-term goal that you’re struggling to save money for. Not only that, but life happens – and the other bills never seem to stop coming in. For these […]