Credit
FICO 9: 3 changes made to your credit score
FICO is short for Fair Isaax SOrportation is an algorithm that calculates credit scores. Although there are many proprietary credit ratings, FICO is used by approximately 90% of all lenders. This includes lenders for mortgages, auto loans, credit cards, store credit cards, and business loans. Your credit score affects not only whether you get the […]
Credit cards that help pay off student debt with rewards
Young Americans have had their share of economic turmoil, but one financial problem that persists for millennials and Gen Z is student debt. And, like any kind of debt, student debt can be suffocating. Currently, the average student debt is around $37,787, according to the Education Data Initiative, while the average monthly student loan payment […]
Top High Limit Credit Cards ($5,000 to $20,000+)
If you’re making a large purchase worth thousands of dollars, you don’t want to risk your card being rejected due to insufficient credit. But which credit cards offer the highest limits on the market? Before we get started, it’s important to note that credit limits are very subjective for the cardholder and are usually reserved […]
What happens to your credit card after a balance transfer?
The content of this page is accurate as of the publication date; however, some offers from our partners may have expired. Browse our list of the best credit cards or use our CardMatch™ tool to find the cards that suit your needs. Transferring your balance to a new card can be a great way to […]
Credit Score Required for Americard Bank
The content of this page is accurate as of the publication date; however, some offers from our partners may have expired. Browse our list of the best credit cards or use our CardMatch™ tool to find the cards that suit your needs. Bank of America content was last updated on November 9, 2022. If you’re […]
Should I buy a BankAmericard credit card?
The oldest parts of Bank of America are 240 years old, almost since the founding of America itself. Today, Bank of America is one of the largest retail banks in the country and offers a full range of credit cards for personal use and small businesses. One of his cards BankAmericard® credit card, is consistently […]
Ally Bank Credit Card Guide
Ally Bank is a subsidiary of Ally Financial, a popular online financial services company that offers a range of products including checking and savings accounts, CDs, mortgages, auto loans and investment services. It was founded in 2009 and is headquartered in Sandy, Utah. Ally Bank recently introduced three credit cards: Ally Unlimited Cash Back Mastercard®, […]
Pros and cons of using credit cards for everyday purchases
You can use credit cards for almost every purchase. But should you? It’s not always an easy choice, and habits play a role. Your preference for using a debit card over a credit card may have more to do with your personal spending patterns than weighing the pros and cons of either choice. The disadvantages […]
Credit Card Protection Insurance: Is It Worth It?
The content of this page is accurate as of the publication date; however, some offers from our partners may have expired. Browse our list of the best credit cards or use our CardMatch™ tool to find the cards that suit your needs. Getting insurance is one strategy for coping with the many surprises that life […]
Best Extended Warranty Credit Cards
I would generally not recommend paying for a third party extended warranty. They are overpriced and usually cost even more. than the repairs they are supposed to cover, making them pointless. But if your credit card company offers to extend the manufacturer’s warranty for free, that’s another story. And believe it or not, that’s what […]