Credit
Best credit cards for teens 2022: 6 cards for beginners
You do not have to wait until you are of legal age to get a loan. In fact, adolescence is a great time to start learning the concepts of money in the real world and open your first credit card. If you are 18 or older, you can apply for a credit card in your […]
How to remove negative items from your credit report
If you are trying to improve your credit score but your credit report has a few shortcomings, there are a few things you can do. Negative items on your credit report can stay there for seven to ten years, but you may want to try to remove them sooner, especially if they are the result […]
Credit card refund: how it works
Sometimes a credit card purchase that seemed like a great idea when you made it turns out to be a huge mistake. While you can return an item or cancel a service and receive a refund, make sure you understand the return process or your credit could suffer. There are many reasons why you might […]
9 ways to restore credit after bankruptcy
If you are like most people, you have realized that Chapter 7 bankruptcy is not the end of the road, but the beginning of a long and positive journey. After paying off your debts in court, you have a unique opportunity to restore your credit without overwhelming financial burden. But that doesn’t mean you won’t […]
The Best Credit Cards for Beginners
Summary of the Best Credit Cards for Beginners Other Strategies for Getting a Loan So You Can Get Your First Credit Card If you’re not a college student or don’t have the savings to make a security deposit for a secured credit card, there are other ways you can increase your credit to the point […]
Spending tracking with major credit card issuers
If you want to understand where your money is going, you need to keep track of your spending. You can review each individual purchase in turn, but it’s much easier to use spending tracking tools to help you identify trends. Does most of your grocery budget go to groceries or restaurants? Do you keep subscribing […]
How to pay off someone else’s credit card debt
The COVID-19 pandemic and inflation have taken a toll on people’s financial lives. While consumers charge more to live on, the relief is short-lived. Payments come within a few weeks, and growing balances are even more worrying. A survey conducted by CreditCards.com in September 2022 found that among Americans who roll over monthly balances, 6 […]
Credit card numbers: what do they mean?
The content of this page is accurate as of the publication date; however, some offers from our partners may have expired. Browse our list of the best credit cards or use our CardMatch™ tool to find the cards that suit your needs. Credit cards are easy to use almost every day without thinking about the […]
How long does a late payment stay on your credit report?
Unfortunately, late credit card payments happen for a variety of reasons. If you’ve ever been late on a payment, you’ve probably seen your credit plummet. This is because your payment history is 35 percent of your FICO score. The good news is that you can recover from a late payment if you work to get […]
How Credit Card Price Protection Can Save You Money
Raise your hand if you’ve ever bought something at full price only to find it went on sale soon after. Me too. This is the worst. But did you know that some credit cards will refund you the price difference even if you bought it from another store? This unique advantage is known as price […]