History
The best loans without a credit history check (these are not payday loans)
When you are still building up your credit history or have not yet had time to build a credit history, loans can be difficult to obtain. For years, lenders have relied on credit score as the most important factor in determining which borrowers are worth the credit risk. If loans for bad credit were available, […]
Will it hurt my credit history if I never use my credit card?
The content of this page is accurate as of the publication date; however, some offers from our partners may have expired. Browse our list of the best credit cards or use our CardMatch™ tool to find the cards that suit your needs. When used wisely, a credit card can help you improve your credit score. […]
How to get a loan without a credit history
The following post was sponsored by our partner, FICO. The analysis and opinions in the article are our own and may not reflect the views of FICO. Learn more about our editorial policy. If you don’t already have a credit score, you are not alone. It is estimated that one in ten adults eligible for […]
What to do if you have no credit history
A credit score is a three-digit number that lenders use to rate your financial condition. Some may deliberately stay off the credit rating radar and pay cash for everything. But most of us want to have a good credit score that will allow us to do what we want to do at an affordable price. […]
How to dispute and correct credit history errors
If your credit report contains an error, you must correct it – the sooner the better. A serious mistake on your credit report could cost you the next time you buy a car or cell phone, apply for a mortgage, or look for a job or apartment. Errors are more common than you might expect. […]
History of credit cards (chronology and major events)
To fully appreciate the modern convenience of credit cards, simply swipe your card at a payment terminal, pause while it’s being processed, and consider what it has replaced. Before the advent of plastic, money as a medium of exchange for goods and services was onerous, if not downright dangerous. Starting from 9000 B.C. From cattle […]
How to get a loan without a credit history
For borrowers brand new to credit, it’s harder to borrow money. As a snapshot of your credit history, your credit score is the main metric lenders use to predict whether you are financially responsible enough to pay off a loan. Aside from getting payday loans — extortionate high-interest loans that are easy to get but […]
How to Use a Self Visa® Credit Card to Build a Credit History
The content of this page is accurate as of the publication date; however, some offers from our partners may have expired. Browse our list of the best credit cards or use our CardMatch™ tool to find the cards that suit your needs. There are many situations that can make credit card approval difficult, and some […]
How does your payment history affect your credit score?
Paying off your credit card and loan debt on time is the most important factor in your credit score. Your payment history is made up of many complex components, but experts say it ultimately comes down to never missing a payment. The main purpose of a credit score is to show creditors how likely you […]
How does the length of your credit history affect your credit score?
The content of this page is accurate as of the publication date; however, some offers from our partners may have expired. Browse our list of the best credit cards or use our CardMatch™ tool to find the cards that suit your needs. According to Experian 2021 data, the Silent Generation continues to have the highest […]