managing

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How to Budget: A Step-by-Step Guide to Managing Your Money

You’ve probably noticed that most financial websites, books, and professionals offer the same piece of advice to anyone who wants to get their financial health in order: start budgeting. There is a reason for this. Like it or not, budgeting works. But sometimes really sticking to a budget seems impossible. The first step to budgeting […]

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How am I managing my credit after the pandemic

In December 2019, the world changed dramatically. COVID-19 has caused catastrophic damage and upheaval, and worsened the financial situation of people. Almost overnight, consumers began to change the way they charge. A Federal Reserve report updated in 2021 notes a sharp decline in the use of loans after the initial shock caused by COVID-19. However, […]

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