rates
Annual interest rates are at a 26-year high. These 4 cards allow you to pay 0% for more than a year
The content of this page is accurate as of the publication date; however, some offers from our partners may have expired. Browse our list of the best credit cards or use our CardMatch™ tool to find the cards that suit your needs. While higher interest rates can be a good thing if you’re looking for […]
Can you negotiate mortgage rates?
Mortgage rates have doubled from last year, and you might be wondering: Can I negotiate a better mortgage rate with a lender? It seems crazy to answer the bank and say, “How about I give you 5.75%?” — but I’m here to tell you that it is indeed possible. Under certain circumstances, you can negotiate […]
House prices are falling and rates are rising
Throughout the pandemic, we’ve all heard how crazy the housing market has been. All of a sudden, people flocked to rural areas, causing house prices to rise higher than ever before. People even knocked on the doors of local residents, asking to buy their houses at ridiculous prices. Personally, I thanked my lucky star for […]
Why are credit card rates so high?
While mortgage and auto loan rates remain unusually low, don’t expect your credit card rates to drop as well. Unlike your home or car loan, credit cards are mostly unsecured loans, “so there is no collateral,” says Miriam Mitchell, senior vice president of lending at Addition Financial. Credit cards are “largely risk-based,” she says. Default […]
How credit rating affects interest rates
When opening a new credit card or applying for a loan, your credit history is of great importance. Your credit score plays a big role in determining whether you can get approved for a loan, as well as the interest rates you pay. If you’ve never thought about the relationship between credit score and interest […]
Does your credit score affect renter insurance rates?
In America, credit is king. This means that your credit check can affect everything from loan approval to your ability to rent flat. Renters insurance protects your personal belongings in a rented home against unforeseen circumstances such as theft and fire. Let’s say you’ve experienced an unfortunate incident in the home you’re renting, but you […]
As the Fed raises interest rates, how will it hit your wallet?
The Fed raised interest rates by 0.25% for the first time since 2018. As if that weren’t enough, the organization expects to bombard us with six more rate hikes over the course of the year. But why? As you must have heard inflation is currently at its highest level in 40 yearswhich makes everything from […]
How does your health affect your life insurance rates?
Visit any personal finance site and chances are you will find an article on how buying life insurance for young people can save you money (we even have this article). So you’ve finally decided to listen and take out life insurance BUT the next biggest question is: can I even to qualify based on my […]