report
When do credit card companies report to credit bureaus?
While keeping an eye on your credit, you may have realized that a decline in your credit card balance will generally not immediately affect your credit, nor will any growing balances on your credit cards. Not having a bill change soon after paying off your credit card balance can be frustrating if you’re trying to […]
How much income do you need to report on your credit card application?
The content of this page is accurate as of the publication date; however, some offers from our partners may have expired. Browse our list of the best credit cards or use our CardMatch™ tool to find the cards that suit your needs. When applying for a credit card, you must provide information about your income. […]
How to remove negative items from your credit report
If you are trying to improve your credit score but your credit report has a few shortcomings, there are a few things you can do. Negative items on your credit report can stay there for seven to ten years, but you may want to try to remove them sooner, especially if they are the result […]
How long does a late payment stay on your credit report?
Unfortunately, late credit card payments happen for a variety of reasons. If you’ve ever been late on a payment, you’ve probably seen your credit plummet. This is because your payment history is 35 percent of your FICO score. The good news is that you can recover from a late payment if you work to get […]
Experian Go, a tool to create your own credit report
The content of this page is accurate as of the publication date; however, some offers from our partners may have expired. Browse our list of the best credit cards or use our CardMatch™ tool to find the cards that suit your needs. Major changes took place in U.S. credit reports in early 2022, and they […]
Get a free credit report and score
Are you applying for a loan soon? Are you making a major purchase soon? If you are planning any major financial moves, then you probably already know that you will have to provide your credit score. But even if you don’t intend to open a line of credit, it’s a good idea to check your […]
What is a derogatory mark on a credit report?
The content of this page is accurate as of the publication date; however, some offers from our partners may have expired. Browse our list of the best credit cards or use our CardMatch™ tool to find the cards that suit your needs. Derogatory ratings can negatively impact your credit score and also negatively affect your […]
What is a credit report?
The content of this page is accurate as of the publication date; however, some offers from our partners may have expired. Browse our list of the best credit cards or use our CardMatch™ tool to find the cards that suit your needs. You have heard over and over again that you should check your credit […]
How to dispute a mistake on a credit report
There are many things you can do to improve your credit score. From making payments on time to maintaining a low credit utilization ratio, your actions affect the reliability of your credit report. That’s why, if you’ve been responsible, it can be very frustrating when an error shows up on one (or all) of your […]
How to dispute mistakes on a credit report
Wise choice of bread There are several obvious reasons to worry about your credit score, and very few reasons why you should ignore it. After all, you will need a good credit rating and a solid credit history if you ever plan to buy a home or take out a car loan. Bad credit can […]