requests

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Hard Requests vs. Soft Requests – CreditCards.com

There is a common misconception that every time a lender reviews your credit report, your credit history will suffer. Fortunately, this is not the case. Here it is useful to understand the difference between hard and soft credit requests. While a hard loan request (when you apply for a new loan product) does affect your […]

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5 W (and 1 H) requests for your first raise

Asking for a pay rise can be intimidating, especially if you’re doing it for the first time. As someone who has just made their way into the career world, I can attest to that feeling. After graduating from university, I asked for a raise twice, each time at a different job. But I didn’t do […]

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