World of Hyatt Business Credit Card Guide

In October 2021, Chase and Hyatt launched a new business credit card designed for frequent Hyatt guests and loyalty account holders. The Chase World of Hyatt Credit Card is one of the best credit cards for hotels, so it only makes sense that they would want to expand their relationship.

Brands usually have both a personal card and a business card, and in many cases the benefits are similar. While there are some similarities to the Chase World of Hyatt business credit card, the earnings structure and benefits are very different from the personal Hyatt card.

Chase World of Hyatt Business Credit Card Brief

The World of Hyatt Business Credit Card is a small business card issued by Chase. Since this is a business credit card, you will need to provide information about your company when you apply for it. The World of Hyatt Business Credit Card currently offers an initial welcome bonus of 75,000 World of Hyatt Points after you spend $7,500 within the first three months of receiving the card.

As you will see, the World of Hyatt calling card has a unique earning structure and several benefits that make it interesting, especially for travelers aspiring to elite Hyatt status.

The card has an annual fee of $199 and the regular annual rate ranges from 15.99% to 22.99%.

Receiving and using rewards

Here is a quick overview of how you can earn and redeem World of Hyatt points with the Hyatt Business Card:

Earning World of Hyatt Points

In addition to the 75,000 points welcome bonus (once you spend $7,500 within the first three months of opening an account), you will earn points in several areas. First, you’ll earn a total of 9 points per dollar spent at Hyatt: 4 bonus points per dollar when using the card at a Hyatt hotel, plus 5 Base Points per dollar from Hyatt as a World of Hyatt member.

In addition, you’ll earn Reward Points on daily purchases with your Chase World of Hyatt Business credit card. Instead of earning points in specific categories, the Chase World of Hyatt calling card has a dynamic earning structure. Each calendar quarter, you’ll earn 2 Rewards Points for every dollar spent in the first three of the eight spending categories. The eight categories eligible for this two-point award are:

• Dining room
• Air tickets purchased directly from the airline
• Car rental agencies
• Local transport and commuting
• gas stations
• Internet, cable and telephone service
• Advertising on social networks and search engines
• Transportation

One important note: you will only receive double points in the top three categories until December 31, 2022. In 2023 and beyond, you will only receive these double points in the top two of the eight categories. There is no limit to the number of points you can earn.

You will also receive:

• 2 points per dollar spent at health clubs and gym memberships
• 1 point per dollar spent on all other purchases

Using World of Hyatt Points

When you pay with a World of Hyatt business credit card, you earn World of Hyatt Points that can be used towards stays at Hyatt hotels around the world. In addition to accumulating World of Hyatt Points, the Business Card provides several other benefits when redeeming points.

In fact, if you spend $50,000 during a calendar year, you’ll get 10% of your redeemed points, up to 200,000 points, back before the end of the year, which you can redeem for free nights, room upgrades, and more. You also receive up to $100 in Hyatt Credits each anniversary year. And when you spend $50 or more at any Hyatt hotel, you get up to $50 in credit statements, up to two anniversaries a year. This credit can be used for accommodation or other purchases made at the Hyatt.

Benefits for travel and business

Since this is a business credit card, it has benefits that are suitable for business travelers. First, you will be enrolled in the Hyatt Leverage program, which helps companies manage the travel of multiple employees. You can enjoy up to 15% discount on standard rates at participating hotels worldwide, as well as a multi-person travel management platform. You’ll also get the opportunity to grant Hyatt Discoverist Elite status to up to five different people. And the card offers many benefits that travelers can benefit from:

Another benefit for cardholders who apply before December 2022: You’ll earn 2 points for every dollar spent on a Headspace subscription. Headspace is a sleep and meditation app that can be helpful for restful sleep on the go.

World of Hyatt Status Benefits

With a World of Hyatt Business Credit Card alone, you’ll earn Hyatt Discoverist Elite status for yourself and up to five other people. Elite Discoverer status gives you 10% Bonus Points on your stay at the Hyatt, as well as late check-out at 2:00 pm (if available). And if you’re looking to reach even higher elite status, the Chase World of Hyatt Business Credit Card can help you get there. You can earn five Qualifying Researcher or Globalist Night Credits for every $10,000 you spend during a calendar year.

The Hyatt Personal Credit Card gives you two nightly qualifying credits if you spend $5,000, which means the business card gives you an extra night of elite status for every $10,000 you spend. Based on overnight credits only, you need 60 nights for Hyatt Globalist status, so if you applied for the card and spent $120,000 by the end of the year, you can qualify for Globalist status until February 2024. Depending on how many elite nights you already have. , getting a Globalist can cost even less.

Also, as we mentioned, if you spend $50,000 on a Chase World of Hyatt Business Credit Card during a calendar year, you’ll get 10% back in Hyatt Points redemption for the remainder of the calendar year. This benefit is valid for a maximum of 200,000 World of Hyatt Points (i.e. 20,000 points as a discount) and is only valid until the end of the year after you spend $50,000. Based on points, you can potentially reach Globalist status faster than with level-matched overnight credits.

How to get the most out of your World of Hyatt Business Credit Card

The best way to maximize the benefits of the World of Hyatt Business Credit Card is if you want to qualify for elite status and don’t think you’ll survive at Hyatt hotels. It probably only makes sense to invest heavily in your World of Hyatt business card if you plan to go all the way to top-tier Hyatt Globalist status. Being an intermediate explorer offers a few perks, but none of them are really amazing, so getting globalist status offsets the opportunity cost of transferring those dollars to other credit cards.

Another way to maximize your benefits is to take advantage of the 10% wagering bonus. Because this benefit is activated only until the end of the calendar year. after you spent a total of $50,000 on the card, the timing of your spending matters a lot. The ideal way to use this advantage is to focus most of your expenses at the start of the calendar year. You can then schedule multiple large Hyatt redemptions towards the end of the year to take advantage of the 10% discount.

One of the easiest benefits to maximize is the $100 credit earned for staying at the Hyatt. All you need is at least two stays worth $50 or more. This should be a pretty easy loan for most Hyatt travelers.

bottom line

The new Chase World of Hyatt business credit card offers an intriguing earning opportunity. Instead of offering a set number of reward points in certain categories, you earn 2 points for every dollar spent on the categories you spend the most on. While this can work great if your shopping habits match perfectly with the possible categories, most people will get more points using other cards.

Where this card can really shine is if you’re a big spender and need extra Elite Qualifying Nights to earn Top Tier Hyatt Globalist status. While the initial welcome bonus of 75,000 World of Hyatt points makes the card certainly worth the $199 annual fee for the first year, you’ll want to evaluate the card’s benefits to see if it really has long-term value for you.