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9 unique types of passive income (unearned income)
Many people dream of living off passive income. The idea of working hard and creating a steady source of income is very appealing. Instead of working eight hours a day or more, you can work much less. Let’s say you are making some smart moves by investing in rental properties or dividend stocks. Alternatively, you […]
6 ways to consolidate debt
Debt is a problem for many Americans. Especially now, during the holiday season. So, what will you do when the holidays are over and credit card debt piles up? Debt consolidation loans are a great way to consolidate your debt into one monthly payment with less interest than you paid on each credit card. This […]
How long does it take to buy a house?
This is a sponsored post written by me on behalf of Money Under 30 for Credit Karma Home As a serial tenant, I had a fair share of complex landlords and less-than-lucrative leases. Some of my recent rental problems include not getting a refund for costly plumbing repairs and listening to an hour-long lecture on […]
7 easy ways to start investing with little money
For many, the word “investing” conjures up images of men in suits tracking the exchange of millions of dollars on the stock exchange. I’m here to tell you, you don’t have to be a Wall Street wolf to start investing. It’s okay if you’re more like a Main Street mouse. Even if you only have […]
8 reasons why FICO results are unstable
Have you ever paid off a debt only to find that it caused your credit rating to drop? Paying off your debt is a good thing. But why could this lead to a drop in the credit rating? If you track your account monthly, it can be very frustrating to pay off your loan just […]
How investors use call options as leverage in a portfolio
Investing is not much different from martial arts. The winners are not determined by brute force, but by reaction time and technique. Call options are one of the techniques that, when used correctly, can lead to good profits. BUT (and this is a big but), like any investment, if you miscalculate (which is easy to […]
5 reasons to refinance a car loan (and save money)
Car ownership can be expensive. Apart from rent or mortgage, paying for your car can be one of your biggest household expenses. According to AAA, the average cost of owning and operating a vehicle is $ 9,666 per yearand even more if you drive further or own a larger car. Fortunately, there are some pretty […]
Here’s The Truth About Certified Used Cars (CPO)
If you’re buying a used car, you’ve probably noticed that more than a few ads proudly say “CPO” or “Certified” in the headlines, as well as a higher price tag. The CPO mark can instill confidence that this is an excellent used vehicle to trust. In fact, 74% of young shoppers are willing to pay […]
Lacking Financial Aid? 10 ways to pay for college tuition
When I went to college, I did some serious research on every school I considered. From their premises and surrounding areas to professors teaching classes – I left no stone unturned (or so i thought). It turned out that I had overlooked a very important factor in choosing a school: price. That is, I knew […]
A look at the pros and cons
You think college is expensive now – it is estimated that four years at the top-level school will cost a whopping $ 490,000 in 2036, up from $ 290,000 today. Yeah, that means college is going double for the next several generations. So, millennial parents should be saving NOW if they ever want to send […]