How to choose a travel credit card
Few offers are as enticing as the prospect of a holiday paid for by credit card travel rewards. Now that travel is picking up again, you may feel the push to get a reliable travel credit card. Even if you’re new to using travel cards, you probably know that their biggest attraction is that you […]
10 Common Credit Card Refund Mistakes – CreditCards.com
More than half of American adults (59 percent) have at least one cashback credit card, according to a 2021 Bankrate.com survey. But the same study shows that we are not always making the most of card rewards: in 2020, 33% of cardholders did not receive any rewards. Here are 10 common refund mistakes to avoid, […]
What is a recession and how to prepare for it?
Let’s be formal: According to the National Bureau of Economic Research, a recession is a significant economy-wide decline in economic activity lasting more than a few months, usually reflected in real GDP, real income, employment, industrial production, and wholesale trade. -retail. Another common definition of a recession is when the economy contracts for two consecutive […]
First Credit Card Dilemma: Student Card vs. Secure Card
The content of this page is accurate as of the publication date; however, some offers from our partners may have expired. Browse our list of the best credit cards or use our CardMatch™ tool to find the cards that suit your needs. When it’s time to apply for your first individual credit card, you will […]
Can I transfer my store card balance to a credit card?
Store credit cards can be tempting to savers, promising big discounts, loyalty rewards, and the ability to fund large purchases over time. But since store cards tend to have extremely high APRs, you can easily get into trouble if you run up a balance that you can’t pay off. If you’re struggling to pay off […]
Credit Card Reward Estimation: 5 Things You Need to Know
Calculating the value of a bonus point can help you understand which cards are actually not as profitable as they seem. It can also help you decide which bonus purchases are worth redeeming points or miles for and which are better for cash purchases. When comparing credit card rewards programs, keep the following in mind: […]
House prices are falling and rates are rising
Throughout the pandemic, we’ve all heard how crazy the housing market has been. All of a sudden, people flocked to rural areas, causing house prices to rise higher than ever before. People even knocked on the doors of local residents, asking to buy their houses at ridiculous prices. Personally, I thanked my lucky star for […]
History of credit cards (chronology and major events)
To fully appreciate the modern convenience of credit cards, simply swipe your card at a payment terminal, pause while it’s being processed, and consider what it has replaced. Before the advent of plastic, money as a medium of exchange for goods and services was onerous, if not downright dangerous. Starting from 9000 B.C. From cattle […]
How many credit cards should I have?
The content of this page is accurate as of the publication date; however, some offers from our partners may have expired. Browse our list of the best credit cards or use our CardMatch™ tool to find the cards that suit your needs. Having more than one credit card is a personal decision and should not […]
How does a credit card transaction work?
You enter the store. You are buying something. You swipe or insert your credit card into the payment terminal and you’re done. But have you ever wondered what goes on behind the scenes of a credit card transaction? This is a whole process involving you, the seller, the payment system, the acquirer and the issuing […]