loan
What credit bureaus do issuers use to get your loan?
Almost every time you apply for a credit card, the card issuer will carefully review your credit report to check your creditworthiness. The only exception is credit cards with preferential charges, which are very few. In either case, the card issuer may request your credit report from any or all of the three major credit […]
Early repayment of a car loan: is it possible and should it be done?
Let’s say you’re working hard and you finally have enough cash to pay off your car loan in full. It’s a tempting move: you’ll have one less bill each month, save a few hundred dollars in interest payments, and finally get ownership of your car from your lender (which means you can opt out of […]
Equifax loan freeze: how it works
The content of this page is accurate as of the publication date; however, some offers from our partners may have expired. Browse our list of the best credit cards or use our CardMatch™ tool to find the cards that suit your needs. Many factors affect your credit score – new accounts, available credit, on-time payments […]
How to freeze your loan at TransUnion
Identity theft is a major problem for Americans. But while hackers are increasingly able to bypass security measures, there are ways to protect yourself if you’re worried about your finances or know you’ve been the victim of a data breach. A credit freeze at three credit bureaus restricts access to your credit report and prevents […]
What it means for you to forgive a new student loan
After years of speculation and debate, President Biden has finally announced that he will honor a campaign promise to write off some student debt. The plan could bring relief to more than 43 million borrowers with an average outstanding debt of $30,000. And while the move is controversial, we’re not here to talk about politics. […]
Protecting your loan from unforeseen circumstances
The following post was sponsored by our partner, FICO. The analysis and opinions in the article are our own and may not reflect the views of FICO. Learn more about our editorial policy. Your credit score is one of your most important assets and having a good credit score will help your finances in a […]
The Fed Made a $300 Billion Student Loan Accounting Mistake — and Not in the Taxpayer’s Favor
When your budget is in the trillions of dollars, perhaps $300 billion is a rounding error. But for the bill-paying American taxpayer, losing $300 billion is a big deal. A new study published by the Government Accountability Office (GAO) has revealed a shocking gap between what the federal government predicted the student loan program would […]
How to get a loan without a credit history
The following post was sponsored by our partner, FICO. The analysis and opinions in the article are our own and may not reflect the views of FICO. Learn more about our editorial policy. If you don’t already have a credit score, you are not alone. It is estimated that one in ten adults eligible for […]
How to get a loan – CreditCards.com
Your credit history is essential to your financial health. Without it, you may have problems getting any type of loan, you will receive higher interest rates and insurance premiums, and you may have to pay a larger deposit when renting an apartment. Not to mention, most awards and travel credit cards are only available to […]
How to build a business loan
Want to make your business easier to manage? Building a business loan or improving your credit profile is a great way to do this. Credit history and credit scores can play a big role in expanding your business if you want to be approved for financing. However, a personal loan can only get you so […]