loan
Loan repayment calculator – money up to 30 years
Are you considering taking out a loan? The Money Under 30 loan repayment calculator can tell you two things: How long it will take to repay a given amount with a given monthly payment. How much you will need to pay per month to pay off a certain amount in a fixed period of time. […]
Pay off a loan with a balance transfer card?
The content of this page is accurate as of the publication date; however, some offers from our partners may have expired. Browse our list of the best credit cards or use our CardMatch™ tool to find the cards that suit your needs. You have the option of transferring another type of loan balance to a […]
How to get a loan without a credit history
For borrowers brand new to credit, it’s harder to borrow money. As a snapshot of your credit history, your credit score is the main metric lenders use to predict whether you are financially responsible enough to pay off a loan. Aside from getting payday loans — extortionate high-interest loans that are easy to get but […]
Student loan repayments will be delayed until September
One of the very few good things about 2020 (besides the release of Tiger King, of course) was that federal student loans were put on an interest-free moratorium following the passage of the CARES Act. The original plan was to resume payments in September of that year, but this did not happen. Instead, we got […]
Should You Worry About Student Loan Inflation?
Inflation has made headlines in the past few months as the prices of everything from food to housing continue to rise to levels not seen in 40 years. Trying to get everything back to normal Federal Reserve raised interest rates by 0.25% last week – and that’s just the tip of the iceberg. Since inflation […]
Should you use a personal loan or a home loan to remodel your home?
Your money is working harder The costs of renovating your home can quickly add up, and they can even be prohibitive, depending on the project you’re taking on. According to Cost vs. Value survey by Remodeling Magazine 2019, this year a minor kitchen remodel will cost you $22,507, a shingle roof replacement costs an average […]
Pros and cons of refinancing a car loan
Your money is working harder Over the past decade, the rise in the cost of new and used cars has led to an increase in the size of the average car loan. To offset this, auto lenders have begun offering longer-term auto loans that allow consumers to borrow more with a lower monthly payment. Experian’s […]
5 reasons to refinance a car loan (and save money)
Car ownership can be expensive. Apart from rent or mortgage, paying for your car can be one of your biggest household expenses. According to AAA, the average cost of owning and operating a vehicle is $ 9,666 per yearand even more if you drive further or own a larger car. Fortunately, there are some pretty […]
Student loan payments start to rise: Are you ready?
One of the few good things in 2020 (besides the release King of tigers, Certainly) was when federal student loans were enacted with an interest-free moratorium following the approval of the CARES Act. The original plan called for payments to resume in September 2020 … but that didn’t happen. Instead, we got lucky with a […]
Someone took out a loan in your name. Now what?
Wise choice of bread Identity theft has many different faces. From credit cards to student loans, thieves can open various forms of credit in your name and destroy your credit history and financial situation in the same way. If this happens to you, it can be difficult and time-consuming to rectify the situation. But you […]