The best credit cards for Disney+

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Disney+ — the highly anticipated streaming service that brings together all of Disney, Pixar, ESPN and Marvel content — lived up to its hype by offering fans the chance to stream all their favorite Disney movies and new original content. But before you sign up, here’s a question you might not have thought about: What’s the best credit card for Disney+?

Points and cashback for purchases on the streaming service have been a promising rewards category, but is Disney+ listed as a qualifying merchant? We’ve selected the best Disney+ credit cards to help you decide which one to link to your account. This way, you can be sure that you will get top-notch rewards for your next binge.

Blue Cash Preferred Card by American Express: Best for Disney+ subscription and other categories

Why did we choose this: Offering some of the highest cashback rates on the market, American Express Blue Cash Preferred® Card gives you 6% cashback on select US streaming subscriptions (including Disney+). This card is also one of the best cards for grocery shopping – it gives you 6% cashback at US supermarkets (up to $6,000 on purchases per year, then 1%), 3% cashback at US gas stations and in transit and 1%. for general purchases.

Right now, a Disney+ subscription costs $79.99 per year, so 6% of that will net you about $4.80 in cash, and that’s just one streaming site. If you have Spotify, Hulu, and HBO Max (among other things), you can get a decent amount of cash back in this category alone.


  • $300 credit statement after spending $3,000 during the first six months.
  • Annual fee waived for the first year
  • 0% initial APR on new purchases for 12 months (from 14.24% to 24.24% floating APR thereafter)
  • Benefits like purchase protection, return protection and extended warranty


  • 2.7% foreign transaction fee
  • $95 annual fee after the first year
  • Limited redemption options

Who should apply: For families who spend a lot on groceries and multiple streaming subscriptions for kids, this card will bring great benefits. Amex Blue Cash Preferred is also beneficial for working people who go to the office every day and have more than one streaming subscription.

Who should miss: If your only streaming subscription is Disney+, you can skip this subscription. You should also consider other cards if you dine out more often than you cook, or mostly work from home.

Citi Custom Cash Card: Best for Streaming Superfans

Why did we choose this: small but powerful cashback card, Citi Custom Cash℠ Card perfect for people who are looking for a card to only get rewarded for their streaming subscriptions (complementing other cards in their wallet). This card returns 5% cash back on purchases in your most eligible spending category in each billing cycle (up to $500) and then 1% thereafter. He also earns 1% cashback on all other purchases.

Citi allows individual streaming services to qualify as the highest spending category. The important thing is that you should primarily use this card across your various streaming subscriptions so that this category remains your highest spending category. If you choose this strategy, it is better to pay for other everyday purchases with a different card.


  • $200 cashback after you spend $750 on purchases within the first three months.
  • Flexible redemption points
  • Transfer of points (cashback in the form of ThankYou points) to other Citi ThankYou bonus cards
  • 0% APR at the beginning for 15 months on new purchases and balance transfers (from 14.24% to 24.24% floating APR thereafter)


  • The 5% cashback on the top spend category is capped at $500 on purchases.

Who should apply: For true streaming enthusiasts who want all or most of the popular streaming subscriptions, this card should definitely be considered. It’s also a great option for credit card optimizers who have multiple cards for different uses. In fact, Citi Custom Cash is perfect for alcoholics who subscribe for a month or two (to binge watch one show) and then unsubscribe and spend mostly on groceries the following month.

Who should missA: If you prefer to charge the majority of your spending on one card, you should skip this card. Also, unless you subscribe to many (we’d say at least three) streaming services, you’ll find it hard to justify having a card just for streaming rewards.

Capital One Savor Cash Rewards Credit Card: Best for Multiple Streaming Services

Why we chose it: Also recognized as one of the best entertainment credit cards, the Capital One Savor Cash Rewards* credit card is known for its 4% cash back on restaurants, entertainment and popular streaming services. It also earns 3% cashback on grocery stores (excluding supermarkets like Walmart and Target) and 1% cashback on other purchases.

Not many streaming services are eligible for a refund on this card, but Disney+ (as well as Netflix and Hulu) are applicable. That’s why it’s perfect for cardholders who only subscribe to some of these services.


  • $300 refund if you spend $3,000 in the first three months.
  • Earn unlimited cashback
  • Flexible repayment options


  • It is not possible to refund money for goods or flights.
  • $95 per year

Who should apply: Cardholders subscribed to one or two streaming sites must purchase this card. It’s also a great option for those who like to put most of their purchases on one card, as it also gives back in everyday categories, or for those who enjoy live entertainment (like going to the movies or buying tickets to sports events). .

Who should miss: Those with multiple streaming subscriptions other than Disney+ may find that some streaming sites do not qualify for Capital One. Also, anyone who can’t fit the card’s annual fee into their budget should opt out.

Citi Double Cash Credit Card: The Best Option for Flat Rate Cash Back

Why did we choose this: Citi® Dual Cash Card indeed one of the best fixed rate cash credit cards on the market. With it, you get up to 2% cashback for all purchases – 1% when making a purchase and 1% when paying for this purchase. Cashback does not apply only to gift cards, but otherwise it has no category restrictions. In other words, you will definitely earn up to 2% on your Disney+ subscription. The best part is that if you want to use your travel rewards, you can do so by converting your money back into Citi ThankYou points.


  • Flexible repayment options
  • Transfer cash back to Citi ThankYou points (from $1 to 100 ThankYou points)
  • No annual fee


  • No signup bonus
  • The reward expires if the card is not used for more than 12 months.

Who should applyA: Anyone looking for a card with no annual fees should consider Citi Double Cash. It’s also a great option for those looking to spend their rewards on travel.

Who should missA: If you don’t mind paying an annual fee or like to maximize your rewards, you should apply for another card with higher rewards and more perks.

Comparison of the best credit cards for Disney+

Which card brings cashback? And which one brings points? How to choose between them all? We know the number of options can be overwhelming. That’s why we’ve put the cards together in this table so you can see how they compare to each other.

How to Choose the Best Credit Card for Disney+

Before you get too excited and apply for one of these cards, you should look into some important factors:

  • How many streaming subscriptions do you have? Whether you subscribe to almost every streaming site or just want to be rewarded with a Disney+ subscription, there’s bound to be a card for you. If you only have Disney+ and love live performances, Capital One Savor’s cash rewards won’t disappoint. For those who can’t get enough streaming, Citi Custom Cash will really give you bang for your buck.
  • Are you looking for an additional or main card?? Cardholders who like to maximize the number of their cards have no problem using Citi Custom Cash effectively. However, if you want to put all your spending on one card, you should opt for a card with more casual categories like Amex Blue Cash Preferred or a simple flat rate card like Citi Double Cash.
  • Can you justify the annual fee? If you have the budget, Amex Blue Cash Preferred or Capital One Savor will serve you well. If not, you will be surprised at the rewards you can earn from cards with no annual fees.

bottom line

Before you sit in front of the TV and wallow in nostalgia for your favorite Disney movies, do yourself a favor. Set up a payment service using a credit card that will earn you rewards for your purchases. Then sit back and relax while you earn points or cash back while streaming.

*All Capital One Savor Cash Rewards credit card information has been independently collected by CreditCards.com and has not been verified by the issuer.

Editorial disclaimer

The editorial content on this page is based solely on the objective judgment of our contributors and is not based on advertising. It was not provided or ordered by credit card issuers. However, we may receive compensation when you click on links to our partners’ products.

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