Credit Cards
How long does it take to create a loan from scratch?
Building credit is an extremely important step towards growing up as a professional. Your credit score is a kind of report card that credit card issuers, mortgage lenders, car lenders, etc. look at before deciding to give you the money you need to make great progress in life. But how long does it take to […]
How to create a financial wellness program
While many people associate health with spa trips, meditation, and yoga classes, health can also relate to our financial lives. Prioritizing financial well-being is a great way to reduce stress while working towards your financial goals. Let’s take a closer look at what financial wellness is and how to create a financial wellness program. What […]
Real Estate Plans: Why All LGBTQ+ Families Need Them
To be honest, I didn’t think I’d have to think about real estate planning in my 20s. This is something that only millionaires should worry about, and I am far from deserving this title. Right? But something happened recently that got me thinking: Rowe vs. Wade was overturned. Now it seems that there is a […]
What is financial toxicity and how does it affect breast cancer patients?
The stress and anxiety that comes with a breast cancer diagnosis can be overwhelming. This is why, in an ideal world, breast cancer patients would only have to focus on their health during this difficult period. Unfortunately, financial problems often arise due to the high costs of treatment, as well as interruptions in work and […]
Credit card cash in advance; What do you need to know
The content of this page is accurate as of the publication date; however, some offers from our partners may have expired. Browse our list of the best credit cards or use our CardMatch™ tool to find the cards that suit your needs. Getting a cash advance on a credit card is a quick and easy […]
Can a credit card help you beat inflation?
You don’t have to watch the news to know that inflation is having a major impact on household budgets this year. However, the recent consumer price index (CPI) summary showed annual inflation rose by 8.3 percent in the 12 months leading up to August 2022, with core inflation up 0.6 percent from the previous month. […]
MoviePass is back, but is it too late?
Just when you thought it was safe to get back to the movies… MoviePass is back. For those of you who don’t remember (or were too young to care at the time), MoviePass was a subscription service that allowed users to watch one movie a day for a monthly fee. While this was beneficial to […]
What exactly does a debt management plan include?
Almost as soon as credit cards became commonplace in the United States, organizations arose to help cardholders deal with their debts. In 1951, the National Credit Counseling Foundation opened to the public. Another national trade association, the American Financial Advisory Association, opened in 1993. Through these nonprofits, people can get free financial advice and, in […]
13 things that make your credit score worse
When someone retrieves your credit report, they change your credit score—unless that someone is you or a lender who is rating your credit for promotional purposes. This is just one of the many complex rules that go into the traditional FICO method for calculating your credit score. The formula can be a bit confusing to […]
How to pay rent with a credit card
There are many reasons to consider paying your rent with a credit card, and more than one benefit may apply. For example, this gives you some time before the actual payment, and you can even roll over the balance from one month to another if you need to. This means that if you’re past due […]