Credit Cards

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3 national credit bureaus: how Equifax, Experian and TransUnion work

Credit bureaus, also known as credit information agencies, play an important role in today’s world. Their main function is to help lenders make objective and accurate decisions about potential clients. To this end, these independent commercial companies collect people’s credit and debt activity and then create reports that can be accessed by financial institutions and […]

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5 things to know before going to a car dealership

In my early twenties, I had such a ridiculously bad day at a car dealership that it prompted me to take on a side job helping others get through the car buying process. To date, I have helped about 100 people get a new car and at the same time get a good deal. I […]

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Using Ultimate Rewards for Apple Products

Chase launched the Apple Ultimate Rewards Store in 2018, giving Sapphire, Freedom and Ink cardholders another opportunity to redeem their Ultimate Rewards points. If you have a Chase credit card that earns Ultimate Rewards points, you can use those points to buy Macs, iPads, iPhones, and more—and you’ll get free shipping on all orders placed […]

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What is a credit card review?

The content of this page is accurate as of the publication date; however, some offers from our partners may have expired. Browse our list of the best credit cards or use our CardMatch™ tool to find the cards that suit your needs. Imagine that you apply for a credit card only to hear that your […]

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What are cryptocurrency credit cards and are they worth it?

Cryptocurrency is like the gourd spice of the financial world; it starts to permeate everything. We have cryptocurrency trading apps, stocks, ETFs, and even cryptocurrency futures. And now crypto credit cards have officially appeared. But wait. How it works? Do they reward crypto, let you spend crypto, or both? Do sellers generally accept them? And […]

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Ramp Corporate Map Guide

The Ramp Corporate Card is one of many startup business credit cards designed to meet the needs of small business owners. If you have a corporation, limited liability company (LLC), or limited liability partnership (LP) based in the US with a US bank account of at least $75,000, you can use the Ramp Corporate Card […]

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How to contact your credit card issuer – CreditCards.com

The content of this page is accurate as of the publication date; however, some offers from our partners may have expired. Browse our list of the best credit cards or use our CardMatch™ tool to find the cards that suit your needs. If you would like to contact your credit card company, please see the […]

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Chip and PIN cards: do you need one?

Frequent travelers were the first to accept cards with embedded EMV microchips, mainly because they made it much easier to use US credit cards abroad. However, there are still some key differences between chip technology credit cards offered at home and cards offered by card issuers outside the United States. For example, cardholders in most […]

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Do you risk depriving YOLO of your savings?

It seems that in the last few years everyone has made great strides in the stock market. From the AMC and Gamestop meme stock craze in 2021 to the NFT explosion and countless anecdotes about people throwing their day jobs into day trading, you may feel left out if your portfolio doesn’t crush it. And […]

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Will a lower balance reduce it?

The content of this page is accurate as of the publication date; however, some offers from our partners may have expired. Browse our list of the best credit cards or use our CardMatch™ tool to find the cards that suit your needs. If you want to maintain a good relationship with your credit card issuers, […]

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