How to change travel plans booked with rewards
If COVID-19 continues to impact your travel plans, you may wonder what’s next if you’ve used points or miles to book your trip. For example, can you get those miles or points back if you have to cancel or change your trip? And do you have to pay a fee for it? The world has […]
Balance transfer denied? what to do now
A balance transfer can be the shortest route to faster debt repayment if it means paying a lower interest rate. If you have applied for a balance transfer card to pay off a debt and are denied, this can be a real blow. Getting approval for a balance transfer card is not always a lock. […]
Does 0% APR affect your credit rating?
The content of this page is accurate as of the publication date; however, some offers from our partners may have expired. Browse our list of the best credit cards or use our CardMatch™ tool to find the cards that suit your needs. Intro APR offerings can provide cardholders with much-needed relief from high interest rates. […]
How does compound interest work?
Albert Einstein is credited with calling compound interest “the eighth wonder of the world”. And Benjamin Franklin famously ran a 200-year experiment to prove the power of compound interest by donating 1,000 British pounds to Boston and Philadelphia. Nearly 200 years later, both investments are now worth millions of dollars. But what is compound interest […]
What is an international transaction fee?
You have just returned from an expensive trip abroad. Looking through your credit card statement, you notice expected costs for airfare, room and board, and “international transaction” fees. What it is? An overseas transaction fee is a fee, typically around 3 percent, that many credit card issuers and payment networks add to every transaction you […]
Balance transfer compared to 0% per annum
The content of this page is accurate as of the publication date; however, some offers from our partners may have expired. Browse our list of the best credit cards or use our CardMatch™ tool to find the cards that suit your needs. Do you want to pay off your debt as quickly as possible or […]
How often should you shop for auto insurance?
Most insurance companies review their rates annually. To stay competitive, they may cut rates from time to time. But here’s the thing – new customers, not existing customers, tend to benefit from a cheaper rate. This is because many insurance companies do not inform their existing customers of rate changes unless the customer asks for […]
How to tip when your budget is limited
There is a scene in Mr. Bean where he, as usual, illustrates his lack of understanding of accepted social customs. Tipping this time. Even after a subtle hint from the messenger, everyone’s favorite English blockhead unable to fix landing. It’s funny in the context of a goofy sitcom, but a cringe-worthy gaffe in real life. […]
What you need to know about a loan at a pawnshop
From time to time you may need a few extra dollars – and fast. To help you survive, you might consider taking out a personal loan or even selling items on Craigslist and eBay. You can consider pawnshop loans as a cross between these two options, offering you the opportunity to get extra money but […]
Top 30 most stressful jobs in the US – is the salary worth the high burnout rate?
It should come as no surprise to anyone that some of the most stressful jobs have high burnout rates. After all, with the constant stress and pressure of meeting deadlines, it’s no wonder some people can’t take it anymore. We’ve compiled a list of some of the most common high-burnout jobs, so if you’re feeling […]