rules

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How balance transfers and rules for different issuers work

If you’re looking at several thousand dollars of debt and find yourself only making the minimum payments, a balance transfer could be a game-changer for your finances. Using a credit card balance transfer can be a good way to get out of a hole in months instead of years. You can become a balance transfer […]

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Wells Fargo Credit Limit Increase: Rules and Eligibility

For cardholders looking to finance a major purchase or improve credit utilization, insufficient credit limits can prevent them from reaching their goals. Fortunately, most credit card issuers allow users to request a higher line of credit on their cards, which instantly reduces credit usage and increases payment flexibility. By strategically taking advantage of a high […]

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4 Christmas gift rules

Will it 4 gift rule work for our family this Christmas? This was the question I asked myself for a couple of years on our parenting path. We now have children of four and two years old whose toys are falling out of every accessible place in our house. Christmas, birthdays and even other holidays […]

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