The Best Soft Credit Cards of 2021

If you’re hoping to get a credit card while minimizing the impact on your credit score, subsidized credit cards may be the answer. However, credit cards that only require a soft confirmation for approval are rare, and the few available cards that fall into this category are far from the best. However, if you’re just […]

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Hard Requests vs. Soft Requests –

There is a common misconception that every time a lender reviews your credit report, your credit history will suffer. Fortunately, this is not the case. Here it is useful to understand the difference between hard and soft credit requests. While a hard loan request (when you apply for a new loan product) does affect your […]

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