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Most retail store card applications happen at the checkout

Shopping with a retail credit card this holiday season could make you as grumpy as the Grinch. CreditCards.com’s annual survey of retail credit cards shows that the average annual interest rate (APR) for a retail credit card hit an all-time high of 26.72 percent, up from 24.35 percent last year. In comparison, the average annual […]

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Can I transfer my store card balance to a credit card?

Store credit cards can be tempting to savers, promising big discounts, loyalty rewards, and the ability to fund large purchases over time. But since store cards tend to have extremely high APRs, you can easily get into trouble if you run up a balance that you can’t pay off. If you’re struggling to pay off […]

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