Credit Cards
1099-C FAQs – CreditCards.com
Did you receive a Form 1099-C in the mail from a creditor? You might be wondering what this form is and why it ended up in your mailbox. This is not surprising: most taxpayers don’t realize that canceled or forgiven debts count as IRS income—income that you may have to pay taxes on. Creditors send […]
6 online dating scams to watch out for
Imagine waking up at 3am to your rich and powerful partner saying he has been attacked and needs to use your credit card to avoid being tracked by the attackers. You may be skeptical. But what if you have been dating this person for several months? Did you fly in their private jet, have drinks […]
Can I transfer the balance within the same bank?
By taking advantage of the 0% balance transfer promotional offer, you can make your financial life easier if you can consolidate your credit card debt at a lower rate. While transferring a balance may seem easy enough, you may run into trouble if you try to transfer amounts from one card to another at the […]
Do I have to update my income for my credit card issuer?
If you’re like most adults, chances are you’ve applied for one or more credit cards in the past and know that showing your income is a requirement during the application process. In fact, credit card issuers are required by law to request financial information (including income) on credit card apps to ensure that a consumer […]
What is a credit statement?
The content of this page is accurate as of the publication date; however, some offers from our partners may have expired. Browse our list of the best credit cards or use our CardMatch™ tool to find the cards that suit your needs. Have you ever wondered what those green negative numbers mean on a credit […]
What is the CARD Act of 2009?
The Credit Card Liability and Disclosure Act of 2009, commonly referred to as the Credit Card Act, is a federal law that has revolutionized credit card issuer practices and consumer rights. The law added new safeguards to the Truth in Lending Act, requiring issuers to be more clear with consumers about credit card terms and […]
How to get a cash advance with Chase
The content of this page is accurate as of the publication date; however, some offers from our partners may have expired. Browse our list of the best credit cards or use our CardMatch™ tool to find the cards that suit your needs. If you have a Chase credit card, it’s easy to access cash advance. […]
Benefits of using a credit card
I used to think credit cards were bad. My guess is that they were meant for people who can’t afford what they need or want, so they put it on a credit card. Credit cards were for the shopaholics and financially incompetent Carrie Bradshaw and Rachel Green of the world. Especially if you add in […]
How long does it take for rewards to arrive in your account?
You’ve just been approved for a credit card with a great bonus offer. The shiny piece of plastic arrives in the mail and you complete the bonus spending requirements as quickly as possible. Then you wait for your points, miles or cashback to appear in your account. And then you wait some more. Waiting for […]
How to use a credit card lock and why it’s useful
A few years ago, after performing at a college in Michigan, I ended up in Miami. After going through baggage claim, I relaxed on a bench with luggage at my feet. Before I knew it, I passed out. And when I woke up, the backpack became noticeably lighter. The thief took my laptop, wallet, even […]