loans
How to pay off student loans
Paying off your student loan debt may seem like a small step on your financial journey, but for some people it’s a long journey in itself. A 2013 survey found that it took the average borrower over 20 years to repay their loans. If you want to get out of debt in your 20s, you’ll […]
The best loans without a credit history check (these are not payday loans)
When you are still building up your credit history or have not yet had time to build a credit history, loans can be difficult to obtain. For years, lenders have relied on credit score as the most important factor in determining which borrowers are worth the credit risk. If loans for bad credit were available, […]
Free Cash Grants vs Small Business Loans: Which Option is Best for You?
Being a small business owner is not the easiest way to make a living, but it can be fun! Both new and established businesses go through stages of growth and complexity. You can consider various financing options that will provide the money you need to continue and improve your business. Before applying for a grant […]
Credit cards and personal loans: comparison of options
Avoiding debt is a noble goal, but not always achievable. There are times when you just need to borrow money to stay afloat or pay for a long-term goal that you’re struggling to save money for. Not only that, but life happens – and the other bills never seem to stop coming in. For these […]
Do you have to pay off student loans during the freeze?
Some 41 million borrowers will have several more months to take advantage of the interest-free break on their student loans, even as US inflation is at its highest level in 40 years. While federal student loan borrowers may be worried about what to do when repayments resume, personal finance experts are concerned about what you’re […]
Should you use your 401(k) to pay off student loans?
If you have been working and contributing to your company’s 401(k) for a while now, you might be tempted to use some of that money to pay off your student loans – and I don’t blame you. Saving thousands in interest and using those funds towards things like buying a house or boosting your savings […]
Car loans – how to finance your car intelligently
One of the biggest mistakes people make when buying a new car is forgetting to include the cost of car loans in the total price. For example, let’s say you get the dealer to subtract $ 2,000 from the sticker. Amazing work! However, using your inspiration, the dealer coaxes you into putting in $ 0 […]
How do home loans work?
For many people, building their dream home is a dream come true. If you want to make this dream a reality, chances are good that you will have to build a home with a home loan. If you are interested in building your own home, here’s what you need to know about home loans and […]
Is ISA a good alternative to student loans?
Let’s play Two Truths and Lies. I’ll go first. I have two cats. I’m allergic to peppers. I graduated from college and received about 80,000 student loans. If your answer was # 2, you are absolutely right! In fact, pepper is my favorite vegetable (or fruit?). I am a self-proclaimed catwoman who sadly graduated from […]