balance
Balance transfer denied? what to do now
A balance transfer can be the shortest route to faster debt repayment if it means paying a lower interest rate. If you have applied for a balance transfer card to pay off a debt and are denied, this can be a real blow. Getting approval for a balance transfer card is not always a lock. […]
Balance transfer compared to 0% per annum
The content of this page is accurate as of the publication date; however, some offers from our partners may have expired. Browse our list of the best credit cards or use our CardMatch™ tool to find the cards that suit your needs. Do you want to pay off your debt as quickly as possible or […]
How balance transfers and rules for different issuers work
If you’re looking at several thousand dollars of debt and find yourself only making the minimum payments, a balance transfer could be a game-changer for your finances. Using a credit card balance transfer can be a good way to get out of a hole in months instead of years. You can become a balance transfer […]
Personal loan vs balance transfer card: which is better?
If you are looking to consolidate your debt, you may be wondering if a personal loan or credit card for balance transfer is the best option. Both have their pros and cons, so it’s important to compare them before making a decision. Balance transfer credit cards may offer an interest-free upfront period, but they tend […]
What happens to your credit card after a balance transfer?
The content of this page is accurate as of the publication date; however, some offers from our partners may have expired. Browse our list of the best credit cards or use our CardMatch™ tool to find the cards that suit your needs. Transferring your balance to a new card can be a great way to […]
Balance transfer calculator: how much can you save?
Credit card debt can be heavy, especially with hundreds of dollars a month in interest. With rates above 20% and high minimum payments, some credit cards are impossible to pay off. But transferring your credit card balance to another card can save you thousands of percent and help you get out of debt faster. This […]
Chase Balance Transfers: how to do it, best deals
The content of this page is accurate as of the publication date; however, some offers from our partners may have expired. Browse our list of the best credit cards or use our CardMatch™ tool to find the cards that suit your needs. The interest rate on your credit card is too high. And since you […]
Business credit card balance transfer
A business credit card with a low interest rate can be a lifeline for small businesses operating on a tight budget, as well as companies operating in industries where slow payments can cause cash flow problems. Companies that have debt to consolidate can also benefit from these cards if they choose one that offers a […]
Should I transfer my credit card balance?
Transferring a zero interest balance can be a financial lifeline to help you avoid modest credit card debt. But for some, transferring the balance can actually make your debt situation the worst. Here’s how to know if you should apply for a credit card balance transfer or not. What is a balance transfer? Simply put, […]
Is it possible to close a credit card with a balance
You can indeed close a credit card that still has a balance, but it’s very important that you keep making payments – at least the minimum – until the card is paid off. One of the most important factors that affects your credit score is your credit utilization rate, or how much of your existing […]